Behind on mortgage / facing foreclosure

Stopping Foreclosure on a NJ or NY House

If you're getting foreclosure letters from the bank, water shut-off threats, or a sheriff's-sale date is on the calendar, you don't have months. You have weeks. Most homeowners wait too long, hoping the situation will resolve itself. Tony has stopped hundreds of NJ and NY foreclosures by closing days before the sheriff's sale. The earlier you call, the more options exist.

§·· / Schedule

Behind on mortgage / facing foreclosure — Call Tony Now

Tell Tony where the house is and what shape it's in. Get a cash number on the same call. Pick a closing date.

7 days a week, 8 AM to 9 PM Eastern.

Direct line

1-908-768-4759

Tony answers personally

What Tony Does

Tony's offer pays off your lender directly at closing — out of the cash proceeds, with no money out of your pocket. Most sellers walk away with cash on top of the payoff. The foreclosure case gets withdrawn. The sheriff's sale gets canceled. The credit damage is dramatically less than letting foreclosure complete.

How the lender gets paid off

The title company pulls a payoff statement from your lender. At closing, Tony's wire goes to the title company; the title company sends your lender exactly what's owed. Anything above the payoff goes to you. All same day.

If you have equity above the loan balance

On a typical NJ or NY property with even 10-30% equity, that's $20,000 to $80,000 going to you instead of disappearing into the foreclosure process. Most pre-foreclosure sellers don't realize this is possible.

If you owe more than the house is worth

Tony works with your lender on a short sale. Most lenders prefer this to foreclosure because Tony's deal is faster and more certain. You walk away with no continuing debt — much better than the foreclosure outcome.

Credit impact: foreclosure vs. selling to Tony

Foreclosure stays on your credit 7 years and triggers higher rates on every future credit application. A short sale or regular sale has 50-150 points of impact and clears in 2-3 years. The difference between buying another house in 3 years vs. 8.

Contact

Tony Will Call You About This Situation

Drop your number and Tony reaches out within an hour.

§04 / References

Situations Tony Handles

Illustrative examples of the situations Tony handles — composed from common cases, not verified customer statements. Verified seller reviews are being collected and will be published here.

01
Honest man. Said what he meant, paid what he said. I left thirty years of stuff in that house — clothes, furniture, my dad's tool collection. Tony didn't blink. Walked away with the cash and never looked back.
G.W. · Trenton, NJ · Hoarder house
02
I was three weeks from a sheriff's sale. The bank wasn't helping. I almost didn't call because I was embarrassed. Tony's offer paid off the mortgage and gave me $34,000 on top. I didn't know that was even possible.
R.S. · Yonkers, NY · Pre-foreclosure
03
Insurance fight on the rebuild was going nowhere. House had been vacant since the storm. Tony took it as-is and let me keep the insurance check. Closed in 11 days at the title company in Toms River.
D.A. · Toms River, NJ · Sandy-rebuild ranch

Frequently Asked Questions

Can Tony buy if foreclosure has already started?

Yes. Tony has stopped sheriff's sales 5 days before the auction. The earlier you call, the more options exist.

Will I actually walk away with cash above the mortgage?

In most cases, yes — if your house has any equity. On a typical property with 10-30% equity, that's $20K-$80K going to you instead of being absorbed by the foreclosure process.

What if I owe more than the house is worth?

Tony does short sales. The lender accepts Tony's cash offer as full satisfaction. You walk away with no continuing debt and much less credit damage than foreclosure.

How fast can Tony close before a sheriff's sale?

5-7 days when title is clean. Tony's title company moves fast under deadline.

Will the bank come after me for the deficiency?