Can Tony buy my Yonkers house if foreclosure has already started?
Yes. Tony has stopped foreclosure sales 5 days before the auction date. The earlier you call, the more options exist — but Tony has closed deals at the eleventh hour too.
Stop Foreclosure on Your House in Yonkers, NY
Most New York sellers in foreclosure don't know this: Tony's offer covers your full mortgage payoff at closing — and you often walk away with cash above what you owe. Tony has stopped Westchester County-area foreclosures days before the sheriff's sale.
If you're embarrassed to be in this situation, you shouldn't be. Tony has worked with hundreds of Yonkers-area homeowners facing foreclosure. You're not the first person to make this call, and you won't be the last. Tony doesn't judge, doesn't lecture, and doesn't waste your time.
Westchester County foreclosure timelines move slow until they suddenly move fast. By the time the sheriff's sale is scheduled, you have weeks, not months. Tony's title company can pay off your lender at closing and have cash in your hand before the auction date. Many Yonkers sellers walk away with thousands above the payoff.
- Cash on top of the payoff in most cases
- Stop foreclosure before the sheriff's sale
- Title company pays off the lender at closing — you bring nothing
- Avoid the credit damage of full foreclosure
- Tony's title company moves fast under deadline
The kind of two family property Tony has bought in Yonkers.
Westchester County Market Context
Westchester County is a wealthy suburb of NYC: Yonkers, Mount Vernon, New Rochelle, White Plains, Scarsdale, Bronxville. Older multi-family stock and inherited estates are common.
Westchester County has among the highest property taxes in the country, often 2.0-3.0% on high-value properties.
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Stop Foreclosure in Yonkers — Call Tony Now
Tell Tony where the house is and what shape it's in. Get a cash number on the same call. Pick a closing date.
7 days a week, 8 AM to 9 PM Eastern.
How Stop Foreclosure Works in Yonkers
Most Westchester County sellers facing foreclosure don't realize Tony's deal pays off the lender automatically — at closing, with title company funds. You don't have to bring a check to the bank. The wire from Tony's title company to your lender happens the same day you sign. Anything above the payoff goes to you.
Sections of Yonkers Tony Buys In
Yonkers has multi-families, walk-ups, and detached homes across every section. Tony buys inherited estates, tenant-occupied properties, and tired-landlord rentals. Southwest Yonkers — Getty Square, Nodine Hill, Park Hill, Ludlow — is 1900–1930 frame two- and three-families and five- and six-story pre-war walk-ups; east of the Saw Mill it turns to 1920s–50s Tudors, colonials, and capes in Crestwood, Colonial Heights, and Bryn Mawr, plus large co-op complexes and garden apartments along Central Park Avenue.
- Getty Square
- Park Hill
- Nodine Hill
- Crestwood
- Bryn Mawr
- Lincoln Park
- Ludlow
- Colonial Heights
Selling a House in Yonkers: What Tony Already Knows
Yonkers sellers who call Tony split by side of the city. In southwest Yonkers it's small landlords done with a three-family on Nodine Hill — a tenant in Housing Court, a city code-enforcement order, and a boiler that won't make another winter — or heirs to a frame house on Park Hill that's been in the family since 1960. East of the Saw Mill it's adult children clearing out a parent's Crestwood colonial that hasn't been touched since 1975, or a co-op on Central Park Avenue the board keeps holding up. Tony buys the three-family occupied, the colonial full of belongings, and the co-op after board approval — one number on the phone, closing on your date.
- Yonkers ZIP codes Tony buys in
- 10701, 10703, 10704, 10705, 10707, 10708, 10710
- Streets & landmarks Tony has bought near
- Getty Square · Cross County Center · Central Park Avenue · Untermyer Park and Gardens · Empire City Casino · Hudson River Museum · Tibbetts Brook Park · St. John's Riverside Hospital · Van der Donck Park
- Getting around Yonkers
- Metro-North Hudson Line at Yonkers, Glenwood, Greystone, and Ludlow; Harlem Line at Crestwood; Bee-Line buses from Getty Square; the Saw Mill River Parkway, Sprain Brook Parkway, Bronx River Parkway, Cross County Parkway, I-87 (Thruway), Central Park Avenue (Route 100), and Broadway (Route 9).
What a Yonkers closing actually involves
Yonkers has its own city transfer tax of 1.5%, paid by the seller on top of the 0.4% New York State transfer tax — Tony nets both into his offer, so there's no surprise at the table. Closings use attorneys on both sides and record with the Westchester County Clerk in White Plains; estates go through Westchester Surrogate's Court, also in White Plains. Yonkers co-ops need board approval, and multi-families of six or more units may fall under Emergency Tenant Protection Act rent stabilization, which transfers with the building.
How a Cash Offer on a Yonkers House Is Actually Built
Every cash buyer, Tony included, starts from the same three numbers: what the house would sell for fully renovated, what it costs to get it there, and how long that takes. The offer is that finished value minus the repairs, minus the buyer's resale costs and margin. In practice that lands most cash offers somewhere around 70–85% of the renovated value, less repairs. The honest comparison is not against a renovated house's list price — it is against what you would actually net from a NY listing after commission, repairs, and months of carrying costs.
| Line item | List with an agent | Sell to Tony |
|---|---|---|
| What the house would sell for fully renovated | $400,000 | $400,000 |
| Repairs a retail buyer's lender will demand | − $45,000 | Tony's problem |
| Agent commission (5–6%) | − $20,000 to $24,000 | $0 |
| Inspection credits, seller closing costs, concessions | − $8,000 to $12,000 | $0 |
| Taxes, insurance, mortgage, utilities while you wait (3–6 months) | − $9,000 to $15,000 | $0 |
| Time to cash in hand | 4 to 7 months | 7 to 14 days |
| What you actually walk away with | ≈ $305,000 to $318,000 | Tony's number, in full, on your date |
Whether Tony's number beats that listing net depends on the house. On a move-in-ready home in a hot NYmarket it usually will not, and Tony will tell you to list. On a house that needs work, has tenants, sits in an estate, or carries violations — the houses retail buyers cannot finance — it is often close, and the seven-day timeline is the difference. Call 1-908-768-4759, get the number, and compare it yourself.
Buying since 2018· every county in New Jersey and New York · no commissions or fees · every closing at a licensed NY title company.
Contact
Don't Want to Call Yet? Tony Will Call You.
Drop your number and Tony reaches out about your Yonkers property within an hour.
Questions From Yonkers Sellers
Will I actually walk away with cash above what I owe?
In most cases, yes — if your Yonkers house has any equity. Tony's offer pays off your mortgage and back taxes first, then the difference goes to you. On a typical NJ or NY property with 10-30% equity, that's $20,000-$80,000 in your pocket instead of vanishing into the foreclosure process.
What if I owe more than the Yonkers house is worth?
Tony works with your lender on a short sale. Lenders often agree because Tony's deal is faster and more certain than waiting for sheriff's sale. You walk away with no continuing debt — much better than the foreclosure outcome.
How does Tony pay off my mortgage at closing in Westchester County?
The title company gets a payoff statement from your lender. At closing, Tony's wire goes to the title company; the title company sends your lender exactly what's owed and gives the rest to you. All same day.
Will selling to Tony hurt my credit less than foreclosure?
Yes, significantly. A foreclosure stays on your credit for 7 years and triggers higher rates on future credit. Selling — even a short sale — has a much smaller credit impact and lets you start rebuilding immediately.
Does Tony buy in southwest Yonkers as well as Crestwood and the east side?
Yes — all of Yonkers, ZIPs 10701 through 10710. Frame two- and three-families in Getty Square, Nodine Hill, Park Hill, and Ludlow; walk-ups on Warburton Avenue; Tudors and colonials in Crestwood, Colonial Heights, and Bryn Mawr; and co-ops and condos along Central Park Avenue. One call with the address gets you a number.
Who pays the Yonkers city transfer tax when I sell to Tony?
By custom the seller pays it — 1.5% of the price — along with the 0.4% state transfer tax. Tony accounts for both when he quotes your number, so the figure he gives you on the phone is what you should expect to net at closing, with no commission and no closing costs deducted on top.
My Yonkers three-family has a city code-enforcement order and a tenant who won't pay. Will Tony buy it?
Yes, occupied and with the order open. Yonkers Housing and Buildings violations transfer to Tony at closing, and so does the Housing Court case. You don't need to make the repairs or finish the eviction first. Tell him the unit count, who's paying what, and what the city cited, and he'll give you one number.
Will Tony buy my co-op apartment on Central Park Avenue in Yonkers?
Yes. Tony buys co-ops in the big Yonkers complexes and submits the board package himself. Board approval adds a few weeks, and some buildings limit investor purchases — he'll check the house rules and tell you on the phone whether he can be the buyer. Condos and houses have no board and close faster.
Stop the foreclosure. Call Tony at 1-908-768-4759. Cash, before the sheriff's sale — and most sellers leave with money in their pocket.
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Get a cash offer right now.
Tell Tony where the house is and what shape it's in. Get a cash number on the same call. Pick a closing date.
7 days a week, 8 AM to 9 PM Eastern.
Other Ways to Sell in Yonkers
Different situation? Tony also handles these Yonkers cases:
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- Sell a Fire-Damaged HouseSell a Fire-Damaged House in Yonkers, NY — Cash, As-Is, No R
- Sell a Vacant PropertySell a Vacant Property in Yonkers, NY — Stop the Carrying Co
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- Divorce House SaleDivorce House Sale in Yonkers, NY — Cash, Fast, Court-Friend
- Behind on Property TaxesBehind on Property Taxes in Yonkers, NY? Tony Pays the Taxes
- House with Code ViolationsHouse with Code Violations in Yonkers, NY? Tony Buys It As-I
- Relocating for a JobRelocating from Yonkers, NY? Sell Your House Fast for Cash
- Sell a Water-Damaged HouseSell a Water-Damaged House in Yonkers, NY — Cash, As-Is, No
- Sell a House with MoldSell a House with Mold in Yonkers, NY — Cash, No Remediation
- Sell from Out of StateOut-of-State Owner Selling in Yonkers, NY? Tony Closes Remot
- Short SaleShort Sale on Your Yonkers, NY House — Tony Pays Cash, Walk
Stop Foreclosure — Nearby Towns in Westchester County
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