Tony the Cash Guy1-908-768-4759

Stop Foreclosure on Your House in The Bronx, NY

Most New York sellers in foreclosure don't know this: Tony's offer covers your full mortgage payoff at closing — and you often walk away with cash above what you owe. Tony has stopped Bronx County-area foreclosures days before the sheriff's sale.

If you're embarrassed to be in this situation, you shouldn't be. Tony has worked with hundreds of The Bronx-area homeowners facing foreclosure. You're not the first person to make this call, and you won't be the last. Tony doesn't judge, doesn't lecture, and doesn't waste your time.

If you're getting foreclosure notices from the bank or the Bronx County clerk, the worst thing you can do is wait. Most homeowners wait too long. Tony's been bringing The Bronx homeowners back from the edge of sheriff's sale for years. Cash buys you time, dignity, and in most cases a check above what you owe the bank.

cape property in The Bronx, NY — Tony buys houses for stop foreclosure for cash, any condition

The kind of cape property Tony has bought in The Bronx.

Bronx County Market Context

Bronx County is a mix of detached homes (Riverdale, Throggs Neck, Country Club) and dense multi-family (Mott Haven, Hunts Point, Soundview). Tony buys both.

Bronx NYC Class 1 and Class 2 rates apply; multi-family above 3 units triggers Class 2 with higher effective rates.

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Stop Foreclosure in The Bronx — Call Tony Now

Tell Tony where the house is and what shape it's in. Get a cash number on the same call. Pick a closing date.

7 days a week, 8 AM to 9 PM Eastern.

How Stop Foreclosure Works in The Bronx

Here's the math most The Bronx sellers don't realize. The bank will foreclose your property and resell it; you get whatever's left after their fees, attorney costs, and a deficiency judgment in some Bronx County cases — usually nothing. Tony pays off the bank directly and gives you the difference between Tony's offer and the payoff. If your house is worth $350K and you owe $280K, that's $70K minus closing costs going to you instead of disappearing into the foreclosure process.

Bronx Neighborhoods Tony Buys In

The Bronx has detached houses in north and east neighborhoods, plus multi-families everywhere. Tony buys row houses, two-families, and three-families anywhere from Riverdale down to Mott Haven. The south and west Bronx are five- and six-story pre-war walk-ups and Art Deco elevator buildings along the Grand Concourse, almost all rent-stabilized; the northeast — Wakefield, Williamsbridge, Morris Park, Throggs Neck, Pelham Bay — is detached and semi-detached 1920s–50s frame and brick two- and three-families; Riverdale is Tudors and co-ops; Co-op City is a 15,000-unit Mitchell-Lama.

  • Wakefield
  • Williamsbridge
  • Co-op City
  • Soundview
  • Throggs Neck
  • Pelham Bay
  • Morris Park
  • Riverdale

Selling a House in The Bronx: What Tony Already Knows

Bronx sellers who call Tony fall into two groups. Homeowners in the northeast Bronx — often Caribbean, Italian, and Albanian families — are settling a parent's estate on a two-family with a basement apartment the City never saw and a tenant who stopped paying. Small landlords in the south and west Bronx are done fighting a rent-stabilized walk-up with HPD violations, a boiler on its last legs, and rents frozen since the 2019 rent law. Both have found that a listing means inspections, bank appraisals, and buyers who vanish. Tony buys occupied, as-is, violations included, and gives one number on the phone that closes on your date.

The Bronx ZIP codes Tony buys in
10451, 10456, 10458, 10461, 10462, 10466, 10467, 10469
Streets & landmarks Tony has bought near
Grand Concourse · Fordham Road · Yankee Stadium · Bronx Zoo · New York Botanical Garden · Arthur Avenue · Pelham Bay Park · Van Cortlandt Park · Montefiore Medical Center
Getting around The Bronx
1, 2, 4, 5, 6, B, and D subway lines; Metro-North Harlem Line (Fordham, Williams Bridge, Woodlawn, Wakefield), Hudson Line (Riverdale, Spuyten Duyvil), and New Haven Line; Bx12 SBS on Fordham Road; Major Deegan (I-87), Cross Bronx (I-95), Bruckner Expressway, Hutchinson River Parkway, Bronx River Parkway, and the Throgs Neck and Whitestone Bridges.

What a The Bronx closing actually involves

Bronx sellers pay the NYC RPTT (1% up to $500,000, 1.425% above) and the 0.4% NYS transfer tax; Tony nets both. Multi-family buildings with six or more units built before 1974 are rent-stabilized, and tenants transfer with their leases and DHCR registrations intact. Bronx County Surrogate's Court on the Grand Concourse issues the letters an executor needs; Tony signs a contract as soon as they issue. Co-op City and other Mitchell-Lama buildings have resale restrictions Tony will explain honestly on the phone.

How a Cash Offer on a The Bronx House Is Actually Built

Every cash buyer, Tony included, starts from the same three numbers: what the house would sell for fully renovated, what it costs to get it there, and how long that takes. The offer is that finished value minus the repairs, minus the buyer's resale costs and margin. In practice that lands most cash offers somewhere around 70–85% of the renovated value, less repairs. The honest comparison is not against a renovated house's list price — it is against what you would actually net from a NY listing after commission, repairs, and months of carrying costs.

Example only — a $400,000-after-repair house that needs $45,000 of work. Your numbers will differ; Tony gives you his exact figure on the phone.
Line itemList with an agentSell to Tony
What the house would sell for fully renovated$400,000$400,000
Repairs a retail buyer's lender will demand− $45,000Tony's problem
Agent commission (5–6%)− $20,000 to $24,000$0
Inspection credits, seller closing costs, concessions− $8,000 to $12,000$0
Taxes, insurance, mortgage, utilities while you wait (3–6 months)− $9,000 to $15,000$0
Time to cash in hand4 to 7 months7 to 14 days
What you actually walk away with≈ $305,000 to $318,000Tony's number, in full, on your date

Whether Tony's number beats that listing net depends on the house. On a move-in-ready home in a hot NYmarket it usually will not, and Tony will tell you to list. On a house that needs work, has tenants, sits in an estate, or carries violations — the houses retail buyers cannot finance — it is often close, and the seven-day timeline is the difference. Call 1-908-768-4759, get the number, and compare it yourself.

Buying since 2018· every county in New Jersey and New York · no commissions or fees · every closing at a licensed NY title company.

Contact

Don't Want to Call Yet? Tony Will Call You.

Drop your number and Tony reaches out about your The Bronx property within an hour.

Or skip the form and call directly: 1-908-768-4759

Questions From The Bronx Sellers

Can Tony buy my The Bronx house if foreclosure has already started?

Yes. Tony has stopped foreclosure sales 5 days before the auction date. The earlier you call, the more options exist — but Tony has closed deals at the eleventh hour too.

Will I actually walk away with cash above what I owe?

In most cases, yes — if your The Bronx house has any equity. Tony's offer pays off your mortgage and back taxes first, then the difference goes to you. On a typical NJ or NY property with 10-30% equity, that's $20,000-$80,000 in your pocket instead of vanishing into the foreclosure process.

What if I owe more than the The Bronx house is worth?

Tony works with your lender on a short sale. Lenders often agree because Tony's deal is faster and more certain than waiting for sheriff's sale. You walk away with no continuing debt — much better than the foreclosure outcome.

How does Tony pay off my mortgage at closing in Bronx County?

The title company gets a payoff statement from your lender. At closing, Tony's wire goes to the title company; the title company sends your lender exactly what's owed and gives the rest to you. All same day.

Will selling to Tony hurt my credit less than foreclosure?

Yes, significantly. A foreclosure stays on your credit for 7 years and triggers higher rates on future credit. Selling — even a short sale — has a much smaller credit impact and lets you start rebuilding immediately.

Does Tony buy in every Bronx neighborhood?

Yes — from Riverdale and Wakefield down to Mott Haven and Hunts Point. Detached two-families in Williamsbridge and Throggs Neck, brick rows in Morris Park, walk-ups in Tremont and Morrisania, frames in Soundview, and co-ops and condos anywhere. One call with the address gets you a number.

Will Tony buy my rent-stabilized walk-up in the Bronx with tenants and HPD violations?

Yes. Tony buys occupied rent-stabilized buildings on their real rent roll, with every tenant staying and every HPD, DOB, and ECB violation transferring to him at closing. You don't need vacancies, buyouts, or repairs. He'll want the DHCR registration and current rents so his number reflects the building as it actually operates.

My Bronx two-family has an illegal basement apartment with a tenant. Is that a problem?

No. Basement and attic apartments without a certificate of occupancy are everywhere in Wakefield, Williamsbridge, Soundview, and Throggs Neck, and Tony buys them with the tenant in place. A DOB vacate order, if there is one, transfers with the house. Don't rip out the kitchen before you call.

Can Tony buy my Co-op City apartment?

Usually not as the buyer himself. Co-op City is a Mitchell-Lama cooperative with income limits and a resale process that goes through Riverbay, which keeps investors out. Tony will tell you that straight on the phone. For houses, condos, and market-rate co-ops anywhere else in the Bronx, he's the buyer.

Stop the foreclosure. Call Tony at 1-908-768-4759. Cash, before the sheriff's sale — and most sellers leave with money in their pocket.

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Get a cash offer right now.

Tell Tony where the house is and what shape it's in. Get a cash number on the same call. Pick a closing date.

7 days a week, 8 AM to 9 PM Eastern.

Other Ways to Sell in The Bronx

Different situation? Tony also handles these The Bronx cases:

Stop Foreclosure — Nearby Towns in Bronx County

← All cash buyer options for The Bronx·Bronx County·New York

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