Tony the Cash Guy1-908-768-4759

Sell a Fire-Damaged House in The Bronx, NY

Whether the insurance check came in or not, Tony buys fire-damaged New York houses for cash. Burned-out kitchens, smoke damage throughout, structural compromise, condemned by the Bronx County inspector — none of it kills the deal.

A house fire is one of the worst things a family can go through. Insurance fights, displaced living arrangements, a property nobody wants to walk through, and a clock running on rebuild costs you can't afford. Tony has bought dozens of fire-damaged houses across NJ and NY. You don't have to fix anything. You don't have to fight the insurance company first. Tony buys the property exactly as the fire left it.

Insurance won't cover all the rebuild on your The Bronx, Bronx County fire-damaged property? Tony buys the property as-is and you keep whatever insurance pays out. No need to fight for full replacement cost or argue over depreciation.

cape property in The Bronx, NY — Tony buys houses for sell a fire-damaged house for cash, any condition

The kind of cape property Tony has bought in The Bronx.

Bronx County Market Context

Bronx County is a mix of detached homes (Riverdale, Throggs Neck, Country Club) and dense multi-family (Mott Haven, Hunts Point, Soundview). Tony buys both.

Bronx NYC Class 1 and Class 2 rates apply; multi-family above 3 units triggers Class 2 with higher effective rates.

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Sell a Fire-Damaged House in The Bronx — Call Tony Now

Tell Tony where the house is and what shape it's in. Get a cash number on the same call. Pick a closing date.

7 days a week, 8 AM to 9 PM Eastern.

How Sell a Fire-Damaged House Works in The Bronx

What Tony has bought in The Bronx-area fire situations: kitchen fires that took out half the house, electrical fires in the walls, roof fires from chimneys, garage fires that spread, total losses where only the foundation and a few walls remained. The structural assessment, demolition cost, and rebuild cost are all priced into Tony's offer — you don't need to figure any of it out.

Bronx Neighborhoods Tony Buys In

The Bronx has detached houses in north and east neighborhoods, plus multi-families everywhere. Tony buys row houses, two-families, and three-families anywhere from Riverdale down to Mott Haven. The south and west Bronx are five- and six-story pre-war walk-ups and Art Deco elevator buildings along the Grand Concourse, almost all rent-stabilized; the northeast — Wakefield, Williamsbridge, Morris Park, Throggs Neck, Pelham Bay — is detached and semi-detached 1920s–50s frame and brick two- and three-families; Riverdale is Tudors and co-ops; Co-op City is a 15,000-unit Mitchell-Lama.

  • Wakefield
  • Williamsbridge
  • Co-op City
  • Soundview
  • Throggs Neck
  • Pelham Bay
  • Morris Park
  • Riverdale

Selling a House in The Bronx: What Tony Already Knows

Bronx sellers who call Tony fall into two groups. Homeowners in the northeast Bronx — often Caribbean, Italian, and Albanian families — are settling a parent's estate on a two-family with a basement apartment the City never saw and a tenant who stopped paying. Small landlords in the south and west Bronx are done fighting a rent-stabilized walk-up with HPD violations, a boiler on its last legs, and rents frozen since the 2019 rent law. Both have found that a listing means inspections, bank appraisals, and buyers who vanish. Tony buys occupied, as-is, violations included, and gives one number on the phone that closes on your date.

The Bronx ZIP codes Tony buys in
10451, 10456, 10458, 10461, 10462, 10466, 10467, 10469
Streets & landmarks Tony has bought near
Grand Concourse · Fordham Road · Yankee Stadium · Bronx Zoo · New York Botanical Garden · Arthur Avenue · Pelham Bay Park · Van Cortlandt Park · Montefiore Medical Center
Getting around The Bronx
1, 2, 4, 5, 6, B, and D subway lines; Metro-North Harlem Line (Fordham, Williams Bridge, Woodlawn, Wakefield), Hudson Line (Riverdale, Spuyten Duyvil), and New Haven Line; Bx12 SBS on Fordham Road; Major Deegan (I-87), Cross Bronx (I-95), Bruckner Expressway, Hutchinson River Parkway, Bronx River Parkway, and the Throgs Neck and Whitestone Bridges.

What a The Bronx closing actually involves

Bronx sellers pay the NYC RPTT (1% up to $500,000, 1.425% above) and the 0.4% NYS transfer tax; Tony nets both. Multi-family buildings with six or more units built before 1974 are rent-stabilized, and tenants transfer with their leases and DHCR registrations intact. Bronx County Surrogate's Court on the Grand Concourse issues the letters an executor needs; Tony signs a contract as soon as they issue. Co-op City and other Mitchell-Lama buildings have resale restrictions Tony will explain honestly on the phone.

How a Cash Offer on a The Bronx House Is Actually Built

Every cash buyer, Tony included, starts from the same three numbers: what the house would sell for fully renovated, what it costs to get it there, and how long that takes. The offer is that finished value minus the repairs, minus the buyer's resale costs and margin. In practice that lands most cash offers somewhere around 70–85% of the renovated value, less repairs. The honest comparison is not against a renovated house's list price — it is against what you would actually net from a NY listing after commission, repairs, and months of carrying costs.

Example only — a $400,000-after-repair house that needs $45,000 of work. Your numbers will differ; Tony gives you his exact figure on the phone.
Line itemList with an agentSell to Tony
What the house would sell for fully renovated$400,000$400,000
Repairs a retail buyer's lender will demand− $45,000Tony's problem
Agent commission (5–6%)− $20,000 to $24,000$0
Inspection credits, seller closing costs, concessions− $8,000 to $12,000$0
Taxes, insurance, mortgage, utilities while you wait (3–6 months)− $9,000 to $15,000$0
Time to cash in hand4 to 7 months7 to 14 days
What you actually walk away with≈ $305,000 to $318,000Tony's number, in full, on your date

Whether Tony's number beats that listing net depends on the house. On a move-in-ready home in a hot NYmarket it usually will not, and Tony will tell you to list. On a house that needs work, has tenants, sits in an estate, or carries violations — the houses retail buyers cannot finance — it is often close, and the seven-day timeline is the difference. Call 1-908-768-4759, get the number, and compare it yourself.

Buying since 2018· every county in New Jersey and New York · no commissions or fees · every closing at a licensed NY title company.

Contact

Don't Want to Call Yet? Tony Will Call You.

Drop your number and Tony reaches out about your The Bronx property within an hour.

Or skip the form and call directly: 1-908-768-4759

Questions From The Bronx Sellers

Will Tony really buy a totally burned-out The Bronx house?

Yes. Total losses, partial losses, smoke damage only — all of it. Tony's offer reflects the condition; the deal still happens.

Do I have to settle the insurance claim before selling to Tony?

No. You can sell pre-settlement, post-settlement, or after a denial. Tony's offer is based on the property's current state, not on what insurance is paying out.

Can I keep the insurance proceeds and still sell to Tony?

Yes. Insurance pays you for the loss; Tony pays you for the property. Two separate transactions.

What if the town has condemned my The Bronx house after the fire?

Tony buys condemned properties. The condemnation order transfers with the deed. Tony's team handles the rebuild or demolition paperwork after closing.

What about smoke damage that's not visible — does Tony care?

Tony assumes worst-case on smoke damage in any fire situation. The offer accounts for full remediation. You don't have to worry about hidden damage coming up later.

Does Tony buy in every Bronx neighborhood?

Yes — from Riverdale and Wakefield down to Mott Haven and Hunts Point. Detached two-families in Williamsbridge and Throggs Neck, brick rows in Morris Park, walk-ups in Tremont and Morrisania, frames in Soundview, and co-ops and condos anywhere. One call with the address gets you a number.

Will Tony buy my rent-stabilized walk-up in the Bronx with tenants and HPD violations?

Yes. Tony buys occupied rent-stabilized buildings on their real rent roll, with every tenant staying and every HPD, DOB, and ECB violation transferring to him at closing. You don't need vacancies, buyouts, or repairs. He'll want the DHCR registration and current rents so his number reflects the building as it actually operates.

My Bronx two-family has an illegal basement apartment with a tenant. Is that a problem?

No. Basement and attic apartments without a certificate of occupancy are everywhere in Wakefield, Williamsbridge, Soundview, and Throggs Neck, and Tony buys them with the tenant in place. A DOB vacate order, if there is one, transfers with the house. Don't rip out the kitchen before you call.

Can Tony buy my Co-op City apartment?

Usually not as the buyer himself. Co-op City is a Mitchell-Lama cooperative with income limits and a resale process that goes through Riverbay, which keeps investors out. Tony will tell you that straight on the phone. For houses, condos, and market-rate co-ops anywhere else in the Bronx, he's the buyer.

Tony buys The Bronx fire-damaged houses no one else will touch. 1-908-768-4759.

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Get a cash offer right now.

Tell Tony where the house is and what shape it's in. Get a cash number on the same call. Pick a closing date.

7 days a week, 8 AM to 9 PM Eastern.

Other Ways to Sell in The Bronx

Different situation? Tony also handles these The Bronx cases:

Sell a Fire-Damaged House — Nearby Towns in Bronx County

← All cash buyer options for The Bronx·Bronx County·New York

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