Will Tony really buy a totally burned-out Bay Shore house?
Yes. Total losses, partial losses, smoke damage only — all of it. Tony's offer reflects the condition; the deal still happens.
Whether the insurance check came in or not, Tony buys fire-damaged New York houses for cash. Burned-out kitchens, smoke damage throughout, structural compromise, condemned by the Suffolk County inspector — none of it kills the deal.
A house fire is one of the worst things a family can go through. Insurance fights, displaced living arrangements, a property nobody wants to walk through, and a clock running on rebuild costs you can't afford. Tony has bought dozens of fire-damaged houses across NJ and NY. You don't have to fix anything. You don't have to fight the insurance company first. Tony buys the property exactly as the fire left it.
Insurance won't cover all the rebuild on your Bay Shore, Suffolk County fire-damaged property? Tony buys the property as-is and you keep whatever insurance pays out. No need to fight for full replacement cost or argue over depreciation.

The kind of cape property Tony has bought in Bay Shore.
Suffolk County is eastern Long Island: Babylon, Brookhaven, Smithtown, Islip, plus the Hamptons and North Fork. Beach houses and inherited family homes are core to Tony's Suffolk volume.
Suffolk tax rates are 2.0-2.5% on the South Shore and lower on the East End.
§·· / Schedule
Tell Tony where the house is and what shape it's in. Get a cash number on the same call. Pick a closing date.
7 days a week, 8 AM to 9 PM Eastern.
What Tony has bought in Bay Shore-area fire situations: kitchen fires that took out half the house, electrical fires in the walls, roof fires from chimneys, garage fires that spread, total losses where only the foundation and a few walls remained. The structural assessment, demolition cost, and rebuild cost are all priced into Tony's offer — you don't need to figure any of it out.
Bay Shore has turn-of-the-century Victorians and colonials on the streets around Main Street and south toward the bay, 1920s–50s capes and colonials in the middle of the hamlet, waterfront houses south of Montauk Highway that flooded in Sandy, and 1960s–70s ranches and hi-ranches in North Bay Shore near the Sagtikos, where unpermitted apartments are common. Older two- and three-families cluster near downtown and the hospital.
Bay Shore sellers call Tony with a Victorian near Main Street that a parent held for fifty years and never updated, an estate in Riverhead, and heirs who don't agree; a bay-front cape south of Montauk Highway that Sandy flooded and NY Rising never finished raising; or a North Bay Shore hi-ranch with a basement apartment and a Town of Islip code case. Some are landlords done with a two-family near the hospital. Tony buys the Victorian with the belongings, the unraised bay house, and the hi-ranch occupied — one number on the phone, closing on the family's date.
Bay Shore sellers pay the 0.4% New York State transfer tax; Tony's offer is net of it. Town of Islip closings hinge on the certificate of occupancy and rental permits for every apartment and extension — a bank buyer makes you legalize them, and Tony buys "as-is C of O" for cash. Everything south of Montauk Highway is in a FEMA flood zone, which matters to a lender and not to Tony. Deeds record with the Suffolk County Clerk in Riverhead, and Suffolk Surrogate's Court there handles Bay Shore estates.
Every cash buyer, Tony included, starts from the same three numbers: what the house would sell for fully renovated, what it costs to get it there, and how long that takes. The offer is that finished value minus the repairs, minus the buyer's resale costs and margin. In practice that lands most cash offers somewhere around 70–85% of the renovated value, less repairs. The honest comparison is not against a renovated house's list price — it is against what you would actually net from a NY listing after commission, repairs, and months of carrying costs.
| Line item | List with an agent | Sell to Tony |
|---|---|---|
| What the house would sell for fully renovated | $400,000 | $400,000 |
| Repairs a retail buyer's lender will demand | − $45,000 | Tony's problem |
| Agent commission (5–6%) | − $20,000 to $24,000 | $0 |
| Inspection credits, seller closing costs, concessions | − $8,000 to $12,000 | $0 |
| Taxes, insurance, mortgage, utilities while you wait (3–6 months) | − $9,000 to $15,000 | $0 |
| Time to cash in hand | 4 to 7 months | 7 to 14 days |
| What you actually walk away with | ≈ $305,000 to $318,000 | Tony's number, in full, on your date |
Whether Tony's number beats that listing net depends on the house. On a move-in-ready home in a hot NYmarket it usually will not, and Tony will tell you to list. On a house that needs work, has tenants, sits in an estate, or carries violations — the houses retail buyers cannot finance — it is often close, and the seven-day timeline is the difference. Call 1-908-768-4759, get the number, and compare it yourself.
Buying since 2018· every county in New Jersey and New York · no commissions or fees · every closing at a licensed NY title company.
Contact
Drop your number and Tony reaches out about your Bay Shore property within an hour.
Yes. Total losses, partial losses, smoke damage only — all of it. Tony's offer reflects the condition; the deal still happens.
No. You can sell pre-settlement, post-settlement, or after a denial. Tony's offer is based on the property's current state, not on what insurance is paying out.
Yes. Insurance pays you for the loss; Tony pays you for the property. Two separate transactions.
Tony buys condemned properties. The condemnation order transfers with the deed. Tony's team handles the rebuild or demolition paperwork after closing.
Tony assumes worst-case on smoke damage in any fire situation. The offer accounts for full remediation. You don't have to worry about hidden damage coming up later.
Yes. Bay-front and canal-side houses in Bay Shore that were flooded, patched, and never elevated are exactly what Tony buys. He needs no elevation certificate and no flood insurance because there's no lender. Tell him what was repaired, whether NY Rising was involved, and what's still open with the Town, and he gives you a number.
Yes — all of ZIP 11706, from the ranches and hi-ranches of North Bay Shore to the Victorians around Main Street, the two-families near South Shore University Hospital, and the waterfront south of Montauk Highway. One call with the address gets you a number.
No. Tony buys Bay Shore houses with unpermitted basement, garage, and second-floor apartments, occupied or empty, and takes on the Town's code-enforcement case after closing. A bank buyer's lender would refuse the file; Tony pays cash and prices it honestly. Don't remove the kitchen before you call.
Once the court in Riverhead issues letters, the executor or administrator can sign a contract with Tony, and a firm cash number often ends the disagreement — each heir sees exactly what they'll net. Heirs anywhere sign with a notary and get wired. Tony buys the house with everything still in it, so nobody has to spend weekends clearing it out.
Fire-damaged house in Bay Shore? Don't fix anything. Don't fight insurance. Call Tony at 1-908-768-4759.
§·· / Schedule
Tell Tony where the house is and what shape it's in. Get a cash number on the same call. Pick a closing date.
7 days a week, 8 AM to 9 PM Eastern.
Different situation? Tony also handles these Bay Shore cases:
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