Can Tony buy my Newburgh house if foreclosure has already started?
Yes. Tony has stopped foreclosure sales 5 days before the auction date. The earlier you call, the more options exist — but Tony has closed deals at the eleventh hour too.
Most New York sellers in foreclosure don't know this: Tony's offer covers your full mortgage payoff at closing — and you often walk away with cash above what you owe. Tony has stopped Orange County-area foreclosures days before the sheriff's sale.
If you're embarrassed to be in this situation, you shouldn't be. Tony has worked with hundreds of Newburgh-area homeowners facing foreclosure. You're not the first person to make this call, and you won't be the last. Tony doesn't judge, doesn't lecture, and doesn't waste your time.
Orange County foreclosure timelines move slow until they suddenly move fast. By the time the sheriff's sale is scheduled, you have weeks, not months. Tony's title company can pay off your lender at closing and have cash in your hand before the auction date. Many Newburgh sellers walk away with thousands above the payoff.

The kind of two family property Tony has bought in Newburgh.
Orange County is the Hudson Valley northwest of NYC: Newburgh, Middletown, Monroe, Goshen. Distressed urban housing in Newburgh and suburban estates further west.
Orange County tax rates are 2.5-3.5% on the higher end.
§·· / Schedule
Tell Tony where the house is and what shape it's in. Get a cash number on the same call. Pick a closing date.
7 days a week, 8 AM to 9 PM Eastern.
Most Orange County sellers facing foreclosure don't realize Tony's deal pays off the lender automatically — at closing, with title company funds. You don't have to bring a check to the bank. The wire from Tony's title company to your lender happens the same day you sign. Anything above the payoff goes to you.
Newburgh has historic brick row houses and Victorian houses, many in distressed condition. Tony buys condemned, abandoned, and tax-foreclosure properties. The East End Historic District — one of the largest in New York State — is 1840s–1900s brick Italianate and Second Empire rowhouses and townhouses on the hill above the Hudson, many converted to three- and four-family apartments and many vacant; the West End and the Heights are 1900s–1920s frame houses and 1950s capes; and Broadway, one of the widest main streets in the state, is mixed-use buildings with apartments over empty storefronts.
Newburgh sellers call Tony about a brick rowhouse on Grand or Liberty Street that a family has owned since the 1960s and can no longer keep up — a slate roof, a failed boiler, a City building-department order, and a tenant who stopped paying. Others are out-of-town investors who bought during a Brooklyn-to-Newburgh wave, ran out of money mid-renovation, and now owe back taxes to the City and the County. Heirs to a West End frame house often live in New Jersey or the Carolinas and don't want to manage a vacant property that the City has flagged. Tony buys the rowhouse occupied, the half-done renovation with its open permits, and the vacant house with the violations — one number on the phone, closing on your date.
Newburgh sellers pay the 0.4% New York State transfer tax; Tony nets it into his offer. Orange County closings run on an updated abstract of title, deeds record with the Orange County Clerk in Goshen, and estates go through Orange County Surrogate's Court there. The City of Newburgh forecloses on delinquent city taxes and Orange County holds its own auction for county taxes — a cash closing that pays the arrears stops both. Historic-district buildings carry Architectural Review Commission rules on exterior work, which affect Tony's renovation, not your sale.
Every cash buyer, Tony included, starts from the same three numbers: what the house would sell for fully renovated, what it costs to get it there, and how long that takes. The offer is that finished value minus the repairs, minus the buyer's resale costs and margin. In practice that lands most cash offers somewhere around 70–85% of the renovated value, less repairs. The honest comparison is not against a renovated house's list price — it is against what you would actually net from a NY listing after commission, repairs, and months of carrying costs.
| Line item | List with an agent | Sell to Tony |
|---|---|---|
| What the house would sell for fully renovated | $400,000 | $400,000 |
| Repairs a retail buyer's lender will demand | − $45,000 | Tony's problem |
| Agent commission (5–6%) | − $20,000 to $24,000 | $0 |
| Inspection credits, seller closing costs, concessions | − $8,000 to $12,000 | $0 |
| Taxes, insurance, mortgage, utilities while you wait (3–6 months) | − $9,000 to $15,000 | $0 |
| Time to cash in hand | 4 to 7 months | 7 to 14 days |
| What you actually walk away with | ≈ $305,000 to $318,000 | Tony's number, in full, on your date |
Whether Tony's number beats that listing net depends on the house. On a move-in-ready home in a hot NYmarket it usually will not, and Tony will tell you to list. On a house that needs work, has tenants, sits in an estate, or carries violations — the houses retail buyers cannot finance — it is often close, and the seven-day timeline is the difference. Call 1-908-768-4759, get the number, and compare it yourself.
Buying since 2018· every county in New Jersey and New York · no commissions or fees · every closing at a licensed NY title company.
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Drop your number and Tony reaches out about your Newburgh property within an hour.
Yes. Tony has stopped foreclosure sales 5 days before the auction date. The earlier you call, the more options exist — but Tony has closed deals at the eleventh hour too.
In most cases, yes — if your Newburgh house has any equity. Tony's offer pays off your mortgage and back taxes first, then the difference goes to you. On a typical NJ or NY property with 10-30% equity, that's $20,000-$80,000 in your pocket instead of vanishing into the foreclosure process.
Tony works with your lender on a short sale. Lenders often agree because Tony's deal is faster and more certain than waiting for sheriff's sale. You walk away with no continuing debt — much better than the foreclosure outcome.
The title company gets a payoff statement from your lender. At closing, Tony's wire goes to the title company; the title company sends your lender exactly what's owed and gives the rest to you. All same day.
Yes, significantly. A foreclosure stays on your credit for 7 years and triggers higher rates on future credit. Selling — even a short sale — has a much smaller credit impact and lets you start rebuilding immediately.
Yes. Vacant, boarded, fire-damaged, and City-flagged rowhouses in the East End Historic District are a regular Tony purchase, along with occupied three- and four-families on Grand, Liberty, and Lander Streets, frame houses in the West End and the Heights, and mixed-use buildings on Broadway. One call with the address gets you a number.
Yes, occupied or empty. City of Newburgh Code Compliance violations, an unsafe-building order, and rental-registry issues transfer to Tony at closing, and he deals with them after he owns it. Fines that have become liens are paid from the proceeds. You don't need to make repairs or bring the building into compliance before selling.
Yes. Open permits, a gutted interior, a contractor's lien, and back taxes are all things Tony has closed through. Liens and arrears are paid from the proceeds, the open permits become his to close out with the City, and he prices the building on what's left to do. He closes on your schedule and wires the balance.
Usually, if you call before the foreclosure is final. Tony's title company orders the City and County tax payoffs, the arrears come out of the proceeds at closing, and his cash closing in about a week keeps you ahead of the deadline. After the City takes title, the equity is gone — so call the day the notice arrives.
Newburgh foreclosure? Don't wait. 1-908-768-4759. Cash buys you out — and often pays you on top.
§·· / Schedule
Tell Tony where the house is and what shape it's in. Get a cash number on the same call. Pick a closing date.
7 days a week, 8 AM to 9 PM Eastern.
Different situation? Tony also handles these Newburgh cases:
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