Can Tony buy my Freeport house if foreclosure has already started?
Yes. Tony has stopped foreclosure sales 5 days before the auction date. The earlier you call, the more options exist — but Tony has closed deals at the eleventh hour too.
Stop Foreclosure on Your House in Freeport, NY
Most New York sellers in foreclosure don't know this: Tony's offer covers your full mortgage payoff at closing — and you often walk away with cash above what you owe. Tony has stopped Nassau County-area foreclosures days before the sheriff's sale.
If you're embarrassed to be in this situation, you shouldn't be. Tony has worked with hundreds of Freeport-area homeowners facing foreclosure. You're not the first person to make this call, and you won't be the last. Tony doesn't judge, doesn't lecture, and doesn't waste your time.
If you're getting foreclosure notices from the bank or the Nassau County clerk, the worst thing you can do is wait. Most homeowners wait too long. Tony's been bringing Freeport homeowners back from the edge of sheriff's sale for years. Cash buys you time, dignity, and in most cases a check above what you owe the bank.
- Cash on top of the payoff in most cases
- Stop foreclosure before the sheriff's sale
- Title company pays off the lender at closing — you bring nothing
- Avoid the credit damage of full foreclosure
- Tony's title company moves fast under deadline
The kind of ranch property Tony has bought in Freeport.
Nassau County Market Context
Nassau County is inner Long Island: Hempstead, North Hempstead, Oyster Bay. Levittown ranches, Long Beach co-ops, and Great Neck/Manhasset estates all part of Tony's Nassau pipeline.
Nassau County tax rates are 2.0-2.8%; assessment grievance is common given the elevated rates.
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Stop Foreclosure in Freeport — Call Tony Now
Tell Tony where the house is and what shape it's in. Get a cash number on the same call. Pick a closing date.
7 days a week, 8 AM to 9 PM Eastern.
How Stop Foreclosure Works in Freeport
Tony has closed Nassau County foreclosure deals 5 days before the sheriff's sale. The sale gets canceled, the credit hit gets minimized, and you walk away with cash. Freeport sellers in this situation say the same thing: they wish they'd called sooner.
Sections of Freeport Tony Buys In
Freeport is 1920s–50s capes, colonials, and Dutch colonials north of Sunrise Highway, larger houses and older two-families near the village center, and canal-front and bay-front ranches and capes south of Merrick Road along the finger canals off Woodcleft, Bayview, and Guy Lombardo Avenues. South Freeport was flooded street by street in Sandy, and houses that were raised on new foundations stand beside ones that were patched and never elevated. Freeport runs its own electric utility and has one of the largest Black and Latino homeowner communities on the South Shore.
- North Freeport
- South Freeport
- Nautical Mile / Woodcleft
- Bayview
- Village center
- Roosevelt border
Selling a House in Freeport: What Tony Already Knows
Freeport sellers call Tony about canal-front houses that Sandy ruined and flood insurance has made unaffordable — a parent's cape south of Merrick Road with an elevation that was never done and premiums now higher than the taxes. Others inherited a colonial north of Sunrise with three heirs, a reverse mortgage, and a Town of Hempstead C-of-O problem on the dormer. Some are landlords with a two-family near the village center in Landlord-Tenant court. Tony buys the flooded cape without an elevation certificate, the colonial with the reverse mortgage, and the two-family occupied — one number on the phone, closing on your date.
- Freeport ZIP codes Tony buys in
- 11520
- Streets & landmarks Tony has bought near
- Nautical Mile (Woodcleft Avenue) · Merrick Road · Sunrise Highway · Freeport Recreation Center · Randall Park · Cow Meadow Park · Guy Lombardo Avenue · Freeport Village Hall · Freeport LIRR station
- Getting around Freeport
- LIRR Babylon Branch at Freeport; NICE buses on Sunrise Highway and Merrick Road; Sunrise Highway (Route 27), Merrick Road, and the Meadowbrook Parkway.
What a Freeport closing actually involves
Freeport sellers pay the 0.4% New York State transfer tax, and Tony's offer is net of it. Everything south of Merrick Road, and much of the village south of Sunrise, is in a FEMA flood zone; a mortgage buyer must carry flood insurance and the lender wants an elevation certificate, neither of which a cash closing needs. Village of Freeport and Town of Hempstead building records both matter for the C of O on extensions and raised houses. Deeds record with the Nassau County Clerk in Mineola.
How a Cash Offer on a Freeport House Is Actually Built
Every cash buyer, Tony included, starts from the same three numbers: what the house would sell for fully renovated, what it costs to get it there, and how long that takes. The offer is that finished value minus the repairs, minus the buyer's resale costs and margin. In practice that lands most cash offers somewhere around 70–85% of the renovated value, less repairs. The honest comparison is not against a renovated house's list price — it is against what you would actually net from a NY listing after commission, repairs, and months of carrying costs.
| Line item | List with an agent | Sell to Tony |
|---|---|---|
| What the house would sell for fully renovated | $400,000 | $400,000 |
| Repairs a retail buyer's lender will demand | − $45,000 | Tony's problem |
| Agent commission (5–6%) | − $20,000 to $24,000 | $0 |
| Inspection credits, seller closing costs, concessions | − $8,000 to $12,000 | $0 |
| Taxes, insurance, mortgage, utilities while you wait (3–6 months) | − $9,000 to $15,000 | $0 |
| Time to cash in hand | 4 to 7 months | 7 to 14 days |
| What you actually walk away with | ≈ $305,000 to $318,000 | Tony's number, in full, on your date |
Whether Tony's number beats that listing net depends on the house. On a move-in-ready home in a hot NYmarket it usually will not, and Tony will tell you to list. On a house that needs work, has tenants, sits in an estate, or carries violations — the houses retail buyers cannot finance — it is often close, and the seven-day timeline is the difference. Call 1-908-768-4759, get the number, and compare it yourself.
Buying since 2018· every county in New Jersey and New York · no commissions or fees · every closing at a licensed NY title company.
Contact
Don't Want to Call Yet? Tony Will Call You.
Drop your number and Tony reaches out about your Freeport property within an hour.
Questions From Freeport Sellers
Will I actually walk away with cash above what I owe?
In most cases, yes — if your Freeport house has any equity. Tony's offer pays off your mortgage and back taxes first, then the difference goes to you. On a typical NJ or NY property with 10-30% equity, that's $20,000-$80,000 in your pocket instead of vanishing into the foreclosure process.
What if I owe more than the Freeport house is worth?
Tony works with your lender on a short sale. Lenders often agree because Tony's deal is faster and more certain than waiting for sheriff's sale. You walk away with no continuing debt — much better than the foreclosure outcome.
How does Tony pay off my mortgage at closing in Nassau County?
The title company gets a payoff statement from your lender. At closing, Tony's wire goes to the title company; the title company sends your lender exactly what's owed and gives the rest to you. All same day.
Will selling to Tony hurt my credit less than foreclosure?
Yes, significantly. A foreclosure stays on your credit for 7 years and triggers higher rates on future credit. Selling — even a short sale — has a much smaller credit impact and lets you start rebuilding immediately.
Will Tony buy my canal-front house in South Freeport that flooded in Sandy?
Yes. Canal-front capes and ranches that were flooded, patched, and never raised are among the most common Freeport houses Tony buys. He doesn't need an elevation certificate, flood insurance, or a finished repair. Tell him whether the house was raised, what was replaced, and any NY Rising or SBA history, and he gives you a number.
Does Tony buy in all of Freeport, north and south of Sunrise Highway?
Yes — all of ZIP 11520, from the colonials north of Sunrise to the two-families near the village center and the waterfront houses along the canals and the Nautical Mile. Flood zone, C-of-O issues, and condition change the number, not whether he'll buy. One call with the address gets you that number.
My flood insurance on my Freeport house is more than I can pay. Is selling to Tony an option?
Yes, and it ends the premium problem outright. Tony buys the house as-is for cash and carries it afterward on his own terms. Back taxes or a village electric bill in arrears get paid from the proceeds at closing. He can close in about a week once title is clear, usually before the next renewal notice.
My late father's Freeport house has a reverse mortgage and a dormer with no C of O. Can Tony buy it?
Yes to both. Tony's title company orders the reverse-mortgage payoff so his cash closing satisfies the servicer before it forecloses, and the unpermitted dormer becomes his to legalize with the Town of Hempstead afterward. Whatever equity remains after the payoff goes to the estate; Tony will tell you honestly what that looks like.
Stop the foreclosure. Call Tony at 1-908-768-4759. Cash, before the sheriff's sale — and most sellers leave with money in their pocket.
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Get a cash offer right now.
Tell Tony where the house is and what shape it's in. Get a cash number on the same call. Pick a closing date.
7 days a week, 8 AM to 9 PM Eastern.
Other Ways to Sell in Freeport
Different situation? Tony also handles these Freeport cases:
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- Behind on Property TaxesBehind on Property Taxes in Freeport, NY? Tony Pays the Taxe
- House with Code ViolationsHouse with Code Violations in Freeport, NY? Tony Buys It As-
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- Sell a Water-Damaged HouseSell a Water-Damaged House in Freeport, NY — Cash, As-Is, No
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- Sell from Out of StateOut-of-State Owner Selling in Freeport, NY? Tony Closes Remo
- Short SaleShort Sale on Your Freeport, NY House — Tony Pays Cash, Walk
Stop Foreclosure — Nearby Towns in Nassau County
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