How are back property taxes paid when I sell to Tony?
The title company pays them at closing out of the sale proceeds. You don't bring a check. The county gets paid, the lien is released, and the Paterson property transfers free and clear.
Behind on Property Taxes in Paterson, NJ? Tony Buys Your House for Cash
Owe back property taxes in Passaic County? Tony's title company pays them off at closing — out of the cash proceeds. You don't bring a check. The New Jersey tax-foreclosure clock stops the day Tony closes.
Falling behind on property taxes happens to good people during hard years. Medical bills. Job loss. A spouse passing. Then the letters from the county pile up and the next tax bill comes before the last one is paid. You're not stuck. Tony has bought hundreds of Paterson-area properties with back taxes, and most sellers walk away with cash on top of the payoff.
If you're getting tax-delinquency notices on your Paterson, Passaic County house, the safest move is to sell before the lien sale. Tony pays off back taxes, water/sewer arrears, and any municipal liens at closing — out of the proceeds. You don't have to come up with cash to clear them.
- Title company pays back taxes at closing — you bring nothing
- Water, sewer, and municipal liens paid at the same time
- Tax-foreclosure clock stops the day Tony closes
- Most sellers walk away with cash above the payoff
- 7-day close, faster if the tax-lien sale is approaching
- Same process for NJ tax delinquency and NY tax-lien proceedings
The kind of row house property Tony has bought in Paterson.
Passaic County Market Context
Passaic County, anchored by Paterson and Clifton, is dense urban with extensive two-family and three-family housing stock from the early 1900s.
Paterson tax rates are 3.0-3.8% of assessed value, among the highest in NJ.
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Behind on Property Taxes in Paterson — Call Tony Now
Tell Tony where the house is and what shape it's in. Get a cash number on the same call. Pick a closing date.
7 days a week, 8 AM to 9 PM Eastern.
How Behind on Property Taxes Works in Paterson
Many Paterson sellers behind on taxes don't realize they likely have equity above the back-tax balance. A house worth $300K with $25K in back taxes still has $275K of equity (minus any mortgage). Tony's offer captures that for you. Letting it go to tax-lien sale typically zeroes that out.
Paterson Neighborhoods
Paterson is full of older two- and three-families. Tony has bought houses on every side of the Great Falls — including ones that haven't been touched in 40 years. The stock is 1890s-1920s frame two- and three-families with asphalt, vinyl, or brick-face siding on narrow lots, brick four- to eight-unit walk-ups along Main Street and Broadway, tightly packed multi-families through South Paterson and the Riverside and Northside blocks along the Passaic, and larger 1900s single-families and Victorians up in Eastside near the park and in Hillcrest and Lakeview.
- South Paterson
- Eastside
- Wrigley Park
- Riverside
- Hillcrest
- Lakeview
- Northside
Selling a House in Paterson: What Tony Already Knows
Paterson owners call Tony holding buildings that have become a second job. A three-family off 21st Avenue with two rent-controlled tenants and a third unit the city says isn't legal. A parent's house in Eastside, empty since the funeral and now on the city's vacant-property list with a registration fee. A landlord done with the lead-safe inspection cycle on a pre-1978 building, the CCO that never passes, and the code-enforcement letters. A Riverside or Northside house that took water when the Passaic came over its banks in Irene and again in Ida. And tax-sale certificates that were sold years ago and are now in foreclosure. Tony gives one number on the phone and closes on the seller's date, tenants in place.
- Paterson ZIP codes Tony buys in
- 07501, 07502, 07503, 07504, 07522, 07524
- Streets & landmarks Tony has bought near
- Paterson Great Falls National Historical Park · Main Street · Eastside Park · Westside Park · Hinchliffe Stadium · Garret Mountain and Lambert Castle · 21st Avenue in South Paterson · Broadway · Market Street
- Getting around Paterson
- Paterson station on NJ Transit's Main Line to Hoboken and Secaucus, NJ Transit buses on Main Street, Broadway, and Market Street to Port Authority and Newark, I-80 exits 57 through 58, Route 19, Route 20 along the Passaic River, and Route 4 and Route 46 at the edges.
What a Paterson closing actually involves
Paterson requires a Certificate of Continued Occupancy inspection before a resale, plus the smoke, carbon monoxide, and fire extinguisher certificate — Tony's side schedules both and buys with whatever the inspector writes up. The seller pays the NJ Realty Transfer Fee (about 1% on most sales, less for senior and disabled owners on a primary residence). Tax-sale certificates, water liens, and vacant-property fees are paid from proceeds at closing; leases and security deposits transfer to Tony. Blocks along the Passaic in Riverside, Northside, and Bunker Hill are flood-prone, which is a lender problem and not a cash problem.
How a Cash Offer on a Paterson House Is Actually Built
Every cash buyer, Tony included, starts from the same three numbers: what the house would sell for fully renovated, what it costs to get it there, and how long that takes. The offer is that finished value minus the repairs, minus the buyer's resale costs and margin. In practice that lands most cash offers somewhere around 70–85% of the renovated value, less repairs. The honest comparison is not against a renovated house's list price — it is against what you would actually net from a NJ listing after commission, repairs, and months of carrying costs.
| Line item | List with an agent | Sell to Tony |
|---|---|---|
| What the house would sell for fully renovated | $400,000 | $400,000 |
| Repairs a retail buyer's lender will demand | − $45,000 | Tony's problem |
| Agent commission (5–6%) | − $20,000 to $24,000 | $0 |
| Inspection credits, seller closing costs, concessions | − $8,000 to $12,000 | $0 |
| Taxes, insurance, mortgage, utilities while you wait (3–6 months) | − $9,000 to $15,000 | $0 |
| Time to cash in hand | 4 to 7 months | 7 to 14 days |
| What you actually walk away with | ≈ $305,000 to $318,000 | Tony's number, in full, on your date |
Whether Tony's number beats that listing net depends on the house. On a move-in-ready home in a hot NJmarket it usually will not, and Tony will tell you to list. On a house that needs work, has tenants, sits in an estate, or carries violations — the houses retail buyers cannot finance — it is often close, and the seven-day timeline is the difference. Call 1-908-768-4759, get the number, and compare it yourself.
Buying since 2018· every county in New Jersey and New York · no commissions or fees · every closing at a licensed NJ title company.
Contact
Don't Want to Call Yet? Tony Will Call You.
Drop your number and Tony reaches out about your Paterson property within an hour.
Questions From Paterson Sellers
What if I owe water/sewer arrears too?
Same path. Tony's title company pays municipal water/sewer liens at closing alongside the back taxes. All in one transaction.
Can Tony close before the Paterson tax-lien sale?
In most cases, yes. As long as the lien sale isn't in the next 5-7 days, Tony's standard close fits inside the window.
Will I get any cash if the Paterson house has back taxes and a mortgage?
Depends on equity. Tony's offer pays mortgage, then back taxes, then liens. Anything left is yours. On most NJ/NY properties with even 10% equity, sellers walk away with thousands.
What if the county already started tax-lien proceedings?
Tony has bought properties mid-proceeding. Until the lien actually sells at auction, the seller can still sell the house. Move fast.
Will Tony buy my Paterson three-family with rent-controlled tenants still in it?
Yes, with the tenants in place. Paterson's rent control follows the building, and Tony takes over as landlord at closing under the same leases and regulated rents. No buyouts, no notices, no waiting for an empty unit. Tell him the unit count and what each pays — and which one isn't paying — and he'll quote one number.
My Paterson house is on the vacant-property list and has a tax-sale certificate. Can Tony still buy it?
Yes. The certificate is a lien that Tony's title company redeems from your proceeds at closing, and the vacant-property registration fee is settled the same way. If the certificate holder has filed for foreclosure, call right away — until a court enters judgment, the house is still yours to sell.
Does Tony buy in every section of Paterson — South Paterson, Eastside, Riverside, Hillcrest, the Northside?
Yes. Tony buys across every Paterson ZIP code from 07501 to 07524: South Paterson multi-families off 21st Avenue, Eastside Victorians near the park, Riverside and Northside houses along the Passaic, Hillcrest and Lakeview single-families, and walk-ups on Main and Broadway. If it's inside the city, he'll give you a number on the phone.
My Paterson house flooded during Ida. Will Tony still buy it?
Yes. Flood damage in Riverside, Northside, and the blocks near the river is a lender problem — banks want elevation certificates and insurance quotes. Tony pays cash, buys the house with the water damage as it stands, and doesn't need it dried out or repaired first. He prices it as-is and the risk is his.
Back property taxes piling up on your Paterson house? Call Tony at 1-908-768-4759. Tax payoff at closing, cash on top.
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Get a cash offer right now.
Tell Tony where the house is and what shape it's in. Get a cash number on the same call. Pick a closing date.
7 days a week, 8 AM to 9 PM Eastern.
Other Ways to Sell in Paterson
Different situation? Tony also handles these Paterson cases:
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