Tony the Cash Guy1-908-768-4759

Stop Foreclosure on Your House in Staten Island, NY

Most New York sellers in foreclosure don't know this: Tony's offer covers your full mortgage payoff at closing — and you often walk away with cash above what you owe. Tony has stopped Richmond County-area foreclosures days before the sheriff's sale.

If you're embarrassed to be in this situation, you shouldn't be. Tony has worked with hundreds of Staten Island-area homeowners facing foreclosure. You're not the first person to make this call, and you won't be the last. Tony doesn't judge, doesn't lecture, and doesn't waste your time.

Richmond County foreclosure timelines move slow until they suddenly move fast. By the time the sheriff's sale is scheduled, you have weeks, not months. Tony's title company can pay off your lender at closing and have cash in your hand before the auction date. Many Staten Island sellers walk away with thousands above the payoff.

ranch property in Staten Island, NY — Tony buys houses for stop foreclosure for cash, any condition

The kind of ranch property Tony has bought in Staten Island.

Richmond County Market Context

Richmond County (Staten Island) is detached and semi-attached single-family suburbia within NYC. Sandy-rebuild properties on the south and east shores are still common.

Staten Island Class 1 assessment is low; effective rates are 0.7-1.2% on actual market value.

§·· / Schedule

Stop Foreclosure in Staten Island — Call Tony Now

Tell Tony where the house is and what shape it's in. Get a cash number on the same call. Pick a closing date.

7 days a week, 8 AM to 9 PM Eastern.

How Stop Foreclosure Works in Staten Island

Here's the math most Staten Island sellers don't realize. The bank will foreclose your property and resell it; you get whatever's left after their fees, attorney costs, and a deficiency judgment in some Richmond County cases — usually nothing. Tony pays off the bank directly and gives you the difference between Tony's offer and the payoff. If your house is worth $350K and you owe $280K, that's $70K minus closing costs going to you instead of disappearing into the foreclosure process.

Staten Island Neighborhoods Tony Buys In

Staten Island detached and semi-detached homes from the 70s and 80s are core Tony deals. Sandy-rebuild houses and inherited family properties especially. The North Shore is Victorian frames and older two-families; mid-island is 1960s–80s semi-attached and attached townhouses and hi-ranches; the South Shore is 1980s–2000s colonials and split-levels; and the East Shore — Midland Beach, New Dorp Beach, Oakwood Beach — is bungalows and capes that took the brunt of Sandy, some of them since raised and some acquired under the state buyout program.

  • St. George
  • Stapleton
  • New Dorp
  • Tottenville
  • Great Kills
  • Annadale
  • Charleston
  • Mariners Harbor

Selling a House in Staten Island: What Tony Already Knows

Staten Island sellers who call Tony are often the children of a couple who moved from Brooklyn in 1975, bought a semi-attached in New Springville or a cape in Midland Beach, and stayed until the end. The house has original everything, a basement apartment that was never legal, and a Sandy repair that was done halfway. Others are landlords tired of a North Shore two-family in Stapleton or Port Richmond with a non-paying tenant, or heirs in New Jersey who don't want to drive over the bridge for open houses. Tony buys as-is — flood zone, violations, belongings, tenants — and gives one number on the phone that closes on your date.

Staten Island ZIP codes Tony buys in
10301, 10304, 10305, 10306, 10308, 10309, 10312, 10314
Streets & landmarks Tony has bought near
Hylan Boulevard · Richmond Avenue · Staten Island Mall · Snug Harbor · Staten Island University Hospital · Richmond University Medical Center · Historic Richmond Town · Great Kills Park · South Beach boardwalk
Getting around Staten Island
Staten Island Railway from St. George to Tottenville (Stapleton, Grasmere, Dongan Hills, Grant City, New Dorp, Oakwood Heights, Great Kills, Eltingville, Annadale, Huguenot, Prince's Bay, Pleasant Plains); the Staten Island Ferry; SIM express buses to Manhattan; the Staten Island Expressway (I-278), West Shore Expressway (Route 440), Korean War Veterans Parkway, Hylan Boulevard, and the Verrazzano-Narrows, Goethals, Bayonne, and Outerbridge crossings.

What a Staten Island closing actually involves

Staten Island sellers pay the NYC RPTT (1% up to $500,000, 1.425% above) and the 0.4% NYS transfer tax; Tony nets both, and the buyer-side mansion tax on sales over $1 million is his cost. East Shore and South Beach properties sit in FEMA flood zones and some carry post-Sandy elevation covenants or Build It Back liens that the title company clears at closing. Newer South Shore developments have HOAs whose estoppel letters Tony's attorney orders. Richmond County Surrogate's Court on Richmond Terrace issues the letters an estate needs.

How a Cash Offer on a Staten Island House Is Actually Built

Every cash buyer, Tony included, starts from the same three numbers: what the house would sell for fully renovated, what it costs to get it there, and how long that takes. The offer is that finished value minus the repairs, minus the buyer's resale costs and margin. In practice that lands most cash offers somewhere around 70–85% of the renovated value, less repairs. The honest comparison is not against a renovated house's list price — it is against what you would actually net from a NY listing after commission, repairs, and months of carrying costs.

Example only — a $400,000-after-repair house that needs $45,000 of work. Your numbers will differ; Tony gives you his exact figure on the phone.
Line itemList with an agentSell to Tony
What the house would sell for fully renovated$400,000$400,000
Repairs a retail buyer's lender will demand− $45,000Tony's problem
Agent commission (5–6%)− $20,000 to $24,000$0
Inspection credits, seller closing costs, concessions− $8,000 to $12,000$0
Taxes, insurance, mortgage, utilities while you wait (3–6 months)− $9,000 to $15,000$0
Time to cash in hand4 to 7 months7 to 14 days
What you actually walk away with≈ $305,000 to $318,000Tony's number, in full, on your date

Whether Tony's number beats that listing net depends on the house. On a move-in-ready home in a hot NYmarket it usually will not, and Tony will tell you to list. On a house that needs work, has tenants, sits in an estate, or carries violations — the houses retail buyers cannot finance — it is often close, and the seven-day timeline is the difference. Call 1-908-768-4759, get the number, and compare it yourself.

Buying since 2018· every county in New Jersey and New York · no commissions or fees · every closing at a licensed NY title company.

Contact

Don't Want to Call Yet? Tony Will Call You.

Drop your number and Tony reaches out about your Staten Island property within an hour.

Or skip the form and call directly: 1-908-768-4759

Questions From Staten Island Sellers

Can Tony buy my Staten Island house if foreclosure has already started?

Yes. Tony has stopped foreclosure sales 5 days before the auction date. The earlier you call, the more options exist — but Tony has closed deals at the eleventh hour too.

Will I actually walk away with cash above what I owe?

In most cases, yes — if your Staten Island house has any equity. Tony's offer pays off your mortgage and back taxes first, then the difference goes to you. On a typical NJ or NY property with 10-30% equity, that's $20,000-$80,000 in your pocket instead of vanishing into the foreclosure process.

What if I owe more than the Staten Island house is worth?

Tony works with your lender on a short sale. Lenders often agree because Tony's deal is faster and more certain than waiting for sheriff's sale. You walk away with no continuing debt — much better than the foreclosure outcome.

How does Tony pay off my mortgage at closing in Richmond County?

The title company gets a payoff statement from your lender. At closing, Tony's wire goes to the title company; the title company sends your lender exactly what's owed and gives the rest to you. All same day.

Will selling to Tony hurt my credit less than foreclosure?

Yes, significantly. A foreclosure stays on your credit for 7 years and triggers higher rates on future credit. Selling — even a short sale — has a much smaller credit impact and lets you start rebuilding immediately.

Does Tony buy on the North Shore, mid-island, and South Shore of Staten Island?

Yes, all of it — ZIPs 10301 through 10314. Victorians and two-families in St. George, Stapleton, Port Richmond, and Mariners Harbor; townhouses and hi-ranches in New Springville, Bulls Head, and New Dorp; colonials in Great Kills, Annadale, and Tottenville; and bungalows on the East Shore. One call with the address gets you a number.

My Staten Island house in Midland Beach was flooded in Sandy and only partly repaired. Will Tony buy it?

Yes. Half-finished Sandy repairs, houses raised but never finished, mold behind new drywall, and open Build It Back files are common on the East Shore, and Tony buys them as they are. He doesn't need an elevation certificate or flood insurance because there's no lender. Tell him what was done and he'll give you a number.

Will Tony buy a Staten Island townhouse with an HOA and a tenant in the basement apartment?

Yes. HOA dues and rules transfer with the unit, and Tony's attorney orders the estoppel letter; the basement tenant stays or goes on your terms, and any DOB violation for the conversion transfers to Tony. Neither one changes whether he'll buy — they just get built into the number.

Our parents' Staten Island house is in probate and the heirs live in New Jersey and Florida. How does Tony close?

Once Richmond County Surrogate's Court issues letters to the executor or administrator, Tony signs a contract and closes as soon as title is clear. Heirs sign consents and closing documents with a notary wherever they live, and each share is wired. Nobody has to come over the bridge — Tony buys the house with everything still in it.

Stop the foreclosure. Call Tony at 1-908-768-4759. Cash, before the sheriff's sale — and most sellers leave with money in their pocket.

§·· / Schedule

Get a cash offer right now.

Tell Tony where the house is and what shape it's in. Get a cash number on the same call. Pick a closing date.

7 days a week, 8 AM to 9 PM Eastern.

Other Ways to Sell in Staten Island

Different situation? Tony also handles these Staten Island cases:

Stop Foreclosure — Nearby Towns in Richmond County

← All cash buyer options for Staten Island·Richmond County·New York

Direct line1-908-768-4759