Can Tony buy my Jamaica house if foreclosure has already started?
Yes. Tony has stopped foreclosure sales 5 days before the auction date. The earlier you call, the more options exist — but Tony has closed deals at the eleventh hour too.
Most New York sellers in foreclosure don't know this: Tony's offer covers your full mortgage payoff at closing — and you often walk away with cash above what you owe. Tony has stopped Queens County-area foreclosures days before the sheriff's sale.
If you're embarrassed to be in this situation, you shouldn't be. Tony has worked with hundreds of Jamaica-area homeowners facing foreclosure. You're not the first person to make this call, and you won't be the last. Tony doesn't judge, doesn't lecture, and doesn't waste your time.
Queens County foreclosure timelines move slow until they suddenly move fast. By the time the sheriff's sale is scheduled, you have weeks, not months. Tony's title company can pay off your lender at closing and have cash in your hand before the auction date. Many Jamaica sellers walk away with thousands above the payoff.

The kind of cape property Tony has bought in Jamaica.
Queens County has detached single-families and two-families across south Queens (Jamaica, Hollis, St. Albans, Cambria Heights, Laurelton, Rosedale). Many are inherited from grandparents who immigrated in the 1950s-70s.
Queens NYC Class 1 rates apply; effective rates are 0.7-1.4% on actual market value due to assessment caps.
§·· / Schedule
Tell Tony where the house is and what shape it's in. Get a cash number on the same call. Pick a closing date.
7 days a week, 8 AM to 9 PM Eastern.
Most Queens County sellers facing foreclosure don't realize Tony's deal pays off the lender automatically — at closing, with title company funds. You don't have to bring a check to the bank. The wire from Tony's title company to your lender happens the same day you sign. Anything above the payoff goes to you.
Jamaica splits along Hillside Avenue: north of it, Jamaica Hills and Jamaica Estates have 1920s–30s Tudors and brick colonials on wide lots; south of Jamaica Avenue, South Jamaica is detached and semi-detached frame houses and brick two-families from the 1920s–50s on 40-by-100 lots, many with a finished basement rented out. Rochdale Village is a 5,800-unit Mitchell-Lama co-op, and NYCHA's South Jamaica Houses and Baisley Park Houses sit near the Van Wyck. Downtown is six-story pre-war buildings and new high-rise rentals around the LIRR.
Jamaica owners call Tony with houses that have been in the family since the 1960s and now carry three problems at once: a parent's estate stuck in Queens Surrogate's Court on Sutphin Boulevard, a basement tenant the City never knew about, and a mortgage that went into default years ago. South Jamaica was hit hard by the foreclosure crisis and by deed-theft scams that targeted elderly homeowners — Tony closes only through a title company with your attorney at the table. He buys the house occupied, with the liens, the violations, and the belongings, and gives one number on the phone.
Jamaica sellers pay the NYC RPTT (1% up to $500,000, 1.425% above) and the 0.4% NYS transfer tax; Tony nets both into his offer. Queens County Surrogate's Court is right on Sutphin Boulevard, and estates from the whole borough run through it — Tony signs contracts with executors and administrators as soon as letters issue. Rochdale Village and other Mitchell-Lama co-ops have income limits and resale rules that restrict who can buy, so Tony will tell you on the phone whether he can be the buyer there.
Every cash buyer, Tony included, starts from the same three numbers: what the house would sell for fully renovated, what it costs to get it there, and how long that takes. The offer is that finished value minus the repairs, minus the buyer's resale costs and margin. In practice that lands most cash offers somewhere around 70–85% of the renovated value, less repairs. The honest comparison is not against a renovated house's list price — it is against what you would actually net from a NY listing after commission, repairs, and months of carrying costs.
| Line item | List with an agent | Sell to Tony |
|---|---|---|
| What the house would sell for fully renovated | $400,000 | $400,000 |
| Repairs a retail buyer's lender will demand | − $45,000 | Tony's problem |
| Agent commission (5–6%) | − $20,000 to $24,000 | $0 |
| Inspection credits, seller closing costs, concessions | − $8,000 to $12,000 | $0 |
| Taxes, insurance, mortgage, utilities while you wait (3–6 months) | − $9,000 to $15,000 | $0 |
| Time to cash in hand | 4 to 7 months | 7 to 14 days |
| What you actually walk away with | ≈ $305,000 to $318,000 | Tony's number, in full, on your date |
Whether Tony's number beats that listing net depends on the house. On a move-in-ready home in a hot NYmarket it usually will not, and Tony will tell you to list. On a house that needs work, has tenants, sits in an estate, or carries violations — the houses retail buyers cannot finance — it is often close, and the seven-day timeline is the difference. Call 1-908-768-4759, get the number, and compare it yourself.
Buying since 2018· every county in New Jersey and New York · no commissions or fees · every closing at a licensed NY title company.
Contact
Drop your number and Tony reaches out about your Jamaica property within an hour.
Yes. Tony has stopped foreclosure sales 5 days before the auction date. The earlier you call, the more options exist — but Tony has closed deals at the eleventh hour too.
In most cases, yes — if your Jamaica house has any equity. Tony's offer pays off your mortgage and back taxes first, then the difference goes to you. On a typical NJ or NY property with 10-30% equity, that's $20,000-$80,000 in your pocket instead of vanishing into the foreclosure process.
Tony works with your lender on a short sale. Lenders often agree because Tony's deal is faster and more certain than waiting for sheriff's sale. You walk away with no continuing debt — much better than the foreclosure outcome.
The title company gets a payoff statement from your lender. At closing, Tony's wire goes to the title company; the title company sends your lender exactly what's owed and gives the rest to you. All same day.
Yes, significantly. A foreclosure stays on your credit for 7 years and triggers higher rates on future credit. Selling — even a short sale — has a much smaller credit impact and lets you start rebuilding immediately.
Yes — ZIPs 11432, 11433, 11434, 11435, and 11436. Frame two-families off Merrick and Linden Boulevards in South Jamaica, brick colonials in Jamaica Hills, Tudors in Jamaica Estates, and condos downtown near the LIRR. Condition and price point don't change whether he'll buy; they change the number. One call with the address gets you that number.
Yes, with the tenant in place. Illegal basement units are common across South Jamaica, and Tony buys them regularly. If DOB has issued a violation or a vacate order, it transfers to him at closing. You don't have to evict anyone, rip out the kitchen, or hire an expediter before selling.
No, and don't sign. Deed-theft rings have targeted older homeowners in South Jamaica by getting deeds signed at the door. Tony never signs at your house, never pays cash or personal check, and only closes through a licensed title company with your own attorney reviewing the deed. If papers were already signed, call a lawyer or the Queens DA's office first.
Usually not as a buyer himself — Rochdale is a Mitchell-Lama co-op with income limits, a waiting list, and resale rules that keep investors out. Tony will tell you that straight on the phone rather than lead you on. For houses, condos, and market-rate co-ops anywhere in Jamaica, he's the buyer.
Stop the foreclosure. Call Tony at 1-908-768-4759. Cash, before the sheriff's sale — and most sellers leave with money in their pocket.
§·· / Schedule
Tell Tony where the house is and what shape it's in. Get a cash number on the same call. Pick a closing date.
7 days a week, 8 AM to 9 PM Eastern.
Different situation? Tony also handles these Jamaica cases: