Will my lender approve a short sale on my Flushing house?
Most do, especially when there's hardship documentation and a cash buyer ready to close. Tony's title company has worked with dozens of NJ and NY lenders and knows what each requires.
Short Sale on Your Flushing, NY House — Walk Away Clean
If you owe more on your Queens County mortgage than the house is worth, Tony's short-sale process gets the lender to accept Tony's cash offer as full satisfaction. You walk away with no continuing debt. No deficiency. No long-term credit damage from foreclosure.
Being underwater on a house is one of the most demoralizing financial situations a homeowner can face. You're working to keep paying for something that's worth less than what you owe. Walking away feels like surrender, but staying feels like throwing money into a hole. A short sale is the cleanest exit — and Tony has done dozens of them across NJ and NY.
Tony has closed dozens of Queens County short sales across the housing crash, the Sandy aftermath, and the recent rate-driven equity erosion. Lenders typically prefer short sales to foreclosure because Tony's cash close is faster and more certain.
- Lender accepts Tony's cash offer as full satisfaction of the mortgage
- Deficiency typically waived — lender can't come after you later
- Credit damage 50-150 points vs. 200-400 from foreclosure
- Buy another house in 2-3 years vs. 7+ after foreclosure
- Tony's title company handles all lender negotiation
- 60-90 day close — faster than waiting for foreclosure
The kind of cape property Tony has bought in Flushing.
Queens County Market Context
Queens County has detached single-families and two-families across south Queens (Jamaica, Hollis, St. Albans, Cambria Heights, Laurelton, Rosedale). Many are inherited from grandparents who immigrated in the 1950s-70s.
Queens NYC Class 1 rates apply; effective rates are 0.7-1.4% on actual market value due to assessment caps.
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Short Sale in Flushing — Call Tony Now
Tell Tony where the house is and what shape it's in. Get a cash number on the same call. Pick a closing date.
7 days a week, 8 AM to 9 PM Eastern.
How Short Sale Works in Flushing
Here's how a Queens County short sale works with Tony. Tony makes a cash offer. You sign a short-sale package authorizing Tony's title company to negotiate with your lender on your behalf. The lender reviews, approves the lower payoff, and the closing happens 60-90 days out. At closing, the lender accepts Tony's payment as full satisfaction; you have no remaining mortgage obligation.
Sections of Flushing Tony Buys In
Flushing's housing runs from 1920s–30s detached frame houses and brick colonials in Murray Hill and Auburndale, Tudors in the deed-restricted Broadway–Flushing district, and post-1980s brick two- and three-family infill on subdivided lots, to six-story co-ops on Sanford Avenue and Kissena Boulevard and new condo towers downtown. Chinese and Korean families own much of it, often through multiple generations, and many houses carry an unpermitted extension or a converted garage from years of large households.
- Downtown Flushing
- Murray Hill
- Auburndale
- Broadway–Flushing
- Kissena Park
- Queensboro Hill
Selling a House in Flushing: What Tony Already Knows
Flushing owners who call Tony are often adult children whose parents have moved back to China, Korea, or Taiwan — or passed away there — leaving a house on a Flushing side street with a tenant in the basement, an extension DOB never saw, and paperwork in two languages and two countries. Others own a co-op on Sanford Avenue whose board takes months to approve anyone, or a downtown condo with rising common charges. Tony buys the house as-is with the unpermitted work and the tenants, buys the co-op after board approval, and arranges signings through a consulate abroad — one number on the phone, closing on your date.
- Flushing ZIP codes Tony buys in
- 11354, 11355, 11358
- Streets & landmarks Tony has bought near
- Main Street · Roosevelt Avenue · Northern Boulevard · Kissena Park · Flushing Meadows–Corona Park · Queens Botanical Garden · Bowne Street · Flushing Town Hall · NewYork-Presbyterian Queens
- Getting around Flushing
- 7 train terminus at Flushing–Main St; LIRR Port Washington Branch at Flushing–Main Street, Murray Hill, Broadway, and Auburndale; Q44 SBS, Q20, Q25, Q65, and Q27 buses; Van Wyck and Whitestone Expressways, Northern Boulevard, and the LIE.
What a Flushing closing actually involves
Flushing sellers pay the NYC RPTT (1% up to $500,000, 1.425% above) and the 0.4% NYS transfer tax; Tony's number is net of both, and on sales over $1 million the buyer-side mansion tax is Tony's cost. Overseas heirs sign at a U.S. consulate or before a local notary with an apostille, and Tony's title company handles the translation and recording. Houses in Broadway–Flushing carry old deed covenants on setbacks and use that affect renovation, not sale.
How a Cash Offer on a Flushing House Is Actually Built
Every cash buyer, Tony included, starts from the same three numbers: what the house would sell for fully renovated, what it costs to get it there, and how long that takes. The offer is that finished value minus the repairs, minus the buyer's resale costs and margin. In practice that lands most cash offers somewhere around 70–85% of the renovated value, less repairs. The honest comparison is not against a renovated house's list price — it is against what you would actually net from a NY listing after commission, repairs, and months of carrying costs.
| Line item | List with an agent | Sell to Tony |
|---|---|---|
| What the house would sell for fully renovated | $400,000 | $400,000 |
| Repairs a retail buyer's lender will demand | − $45,000 | Tony's problem |
| Agent commission (5–6%) | − $20,000 to $24,000 | $0 |
| Inspection credits, seller closing costs, concessions | − $8,000 to $12,000 | $0 |
| Taxes, insurance, mortgage, utilities while you wait (3–6 months) | − $9,000 to $15,000 | $0 |
| Time to cash in hand | 4 to 7 months | 7 to 14 days |
| What you actually walk away with | ≈ $305,000 to $318,000 | Tony's number, in full, on your date |
Whether Tony's number beats that listing net depends on the house. On a move-in-ready home in a hot NYmarket it usually will not, and Tony will tell you to list. On a house that needs work, has tenants, sits in an estate, or carries violations — the houses retail buyers cannot finance — it is often close, and the seven-day timeline is the difference. Call 1-908-768-4759, get the number, and compare it yourself.
Buying since 2018· every county in New Jersey and New York · no commissions or fees · every closing at a licensed NY title company.
Contact
Don't Want to Call Yet? Tony Will Call You.
Drop your number and Tony reaches out about your Flushing property within an hour.
Questions From Flushing Sellers
How long does a Flushing short sale take?
60-90 days from offer to closing. The lender's review takes most of the time. Tony's part — the offer, the title work, the closing itself — moves fast.
Will the bank come after me for the difference after a short sale?
The short-sale agreement typically includes a deficiency waiver, meaning the lender can't pursue you for the gap between what you owed and what they accepted. This is the single biggest difference vs. foreclosure.
Do I have to be behind on payments to do a Flushing short sale?
Most lenders don't require it. Hardship documentation (job loss, medical, divorce, death) is usually enough. Earlier is better — you're in a stronger position if you haven't yet missed payments.
Will a short sale wreck my credit?
Less than foreclosure. Short sales typically drop credit 50-150 points and clear in 2-3 years. Foreclosure drops credit 200-400 points and stays 7 years. Major difference for getting another mortgage later.
My parents own a Flushing house but live in Taiwan. Can Tony buy it without them flying back?
Yes. Tony's title company prepares the deed and closing documents for signing at the American Institute in Taiwan or a U.S. consulate elsewhere, or before a local notary with an apostille, and wires proceeds to any bank. He's done this for Flushing families in China, Korea, and Taiwan. A power of attorney executed properly abroad can also let a child in Queens sign for them.
Does Tony buy in Murray Hill, Auburndale, and Broadway–Flushing as well as downtown Flushing?
Yes — ZIPs 11354, 11355, and 11358. Frames and colonials on the side streets off Northern Boulevard, Tudors in Broadway–Flushing, brick multi-families near Kissena Park, co-ops on Sanford Avenue, and condos on Main Street and Roosevelt Avenue. One call with the address gets you a number.
My Flushing house has an extension and a garage apartment that were built without permits. Will Tony buy it?
Yes. Unpermitted extensions, converted garages, and basement units are extremely common in Flushing, and Tony buys them as they are. If there's an open DOB violation or a certificate-of-occupancy mismatch, it transfers to him at closing. A bank buyer's lender would refuse the file; Tony pays cash and doesn't care.
Will Tony buy my Flushing co-op or condo, or does he only buy houses?
Both. He buys condo units downtown and co-op apartments in the six-story buildings along Sanford Avenue, Kissena Boulevard, and Union Street. Co-ops need board approval, which adds several weeks, and some buildings restrict investor buyers — Tony will tell you on the phone whether your building is one he can buy in.
Stop bleeding money on a Flushing house worth less than the mortgage. 1-908-768-4759.
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Get a cash offer right now.
Tell Tony where the house is and what shape it's in. Get a cash number on the same call. Pick a closing date.
7 days a week, 8 AM to 9 PM Eastern.
Other Ways to Sell in Flushing
Different situation? Tony also handles these Flushing cases:
- We Buy HousesWe Buy Houses in Flushing, NY for Cash — Any Condition
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- Sell As-IsSell Your Flushing, NY House As-Is — No Repairs, No Cleaning
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- Sell an Inherited HouseSell an Inherited House Nobody Wants in Flushing, NY — Cash,
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- Sell a House Full of StuffSelling a House Full of Stuff in Flushing, NY — Tony Takes E
- Probate Property SaleProbate Property Sale in Flushing, NY — Cash, Attorney-Frien
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- Sell My Rental PropertyTired of Being a Landlord in Flushing, NY? Sell Your Rental
- Sell a Fire-Damaged HouseSell a Fire-Damaged House in Flushing, NY — Cash, As-Is, No
- Sell a Vacant PropertySell a Vacant Property in Flushing, NY — Stop the Carrying C
- Senior DownsizingSenior Downsizing in Flushing, NY — Sell Your House to Tony
- Divorce House SaleDivorce House Sale in Flushing, NY — Cash, Fast, Court-Frien
- Behind on Property TaxesBehind on Property Taxes in Flushing, NY? Tony Pays the Taxe
- House with Code ViolationsHouse with Code Violations in Flushing, NY? Tony Buys It As-
- Relocating for a JobRelocating from Flushing, NY? Sell Your House Fast for Cash
- Sell a Water-Damaged HouseSell a Water-Damaged House in Flushing, NY — Cash, As-Is, No
- Sell a House with MoldSell a House with Mold in Flushing, NY — Cash, No Remediatio
- Sell from Out of StateOut-of-State Owner Selling in Flushing, NY? Tony Closes Remo
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