"As-is" with most buyers means "until the inspector finds something." With Tony in Rochester, as-is means as-is — no inspection, no repair credits, no last-minute price drop. Same number on the phone, same number at the Monroe County closing.
The kind of victorian property Tony has bought in Rochester.
Monroe County (Rochester) housing is bungalows, four-squares, and brick colonials from 1900-1940. Many inherited properties haven't been updated in decades.
Monroe County tax rates are 2.5-3.5% of assessed value, among the highest in upstate NY.
§·· / Schedule
Tell Tony where the house is and what shape it's in. Get a cash number on the same call. Pick a closing date.
7 days a week, 8 AM to 9 PM Eastern.
Tony has bought Monroe County houses with: cracked foundations, asbestos siding, knob-and-tube wiring, lead paint everywhere, mold in three rooms, raccoons in the attic, basements that flood every spring, additions built without permits. None of these stop the deal in Rochester.
Rochester bungalows and four-squares from the early 1900s often need full systems updates. Tony buys them anyway, in any condition. The stock is 1890–1930 frame single- and two-family houses — American Foursquares and Colonial Revivals in the 19th Ward and off Park and East Avenues, bungalows in Beechwood and North Winton Village, lake cottages in Charlotte, 1950s capes in Northland and Maplewood, and Federal and Greek Revival houses in Corn Hill. The Crescent neighborhoods of the northeast and northwest have high vacancy and many city-owned parcels.
Rochester sellers call Tony with a 19th Ward foursquare that a parent bought in 1965 and never updated, an estate in Monroe County Surrogate's Court, and heirs in Atlanta and Los Angeles who don't want a winter of showings. Others own a two-family in Beechwood or the northeast with a tenant who stopped paying, a City of Rochester certificate-of-occupancy inspection they failed, and property taxes headed for the City's tax-foreclosure auction. Rochester's lead-paint ordinance makes renting an old house a real obligation, and some small landlords are simply done. Tony buys the foursquare with the belongings, the two-family occupied, and the house on the auction list — one number on the phone, closing on your date.
Rochester sellers pay the 0.4% New York State transfer tax; Tony nets it into his offer. Monroe County closings run on an updated abstract of title, deeds record with the Monroe County Clerk downtown, and estates go through Monroe County Surrogate's Court in the Hall of Justice. The City of Rochester requires a Certificate of Occupancy inspection for rental properties, including lead-paint checks under the city's lead ordinance, and holds an annual tax-foreclosure auction for delinquent city taxes — a cash closing that pays the arrears stops it. No lender means no appraisal on a house that hasn't been updated since the 1960s.
Every cash buyer, Tony included, starts from the same three numbers: what the house would sell for fully renovated, what it costs to get it there, and how long that takes. The offer is that finished value minus the repairs, minus the buyer's resale costs and margin. In practice that lands most cash offers somewhere around 70–85% of the renovated value, less repairs. The honest comparison is not against a renovated house's list price — it is against what you would actually net from a NY listing after commission, repairs, and months of carrying costs.
| Line item | List with an agent | Sell to Tony |
|---|---|---|
| What the house would sell for fully renovated | $400,000 | $400,000 |
| Repairs a retail buyer's lender will demand | − $45,000 | Tony's problem |
| Agent commission (5–6%) | − $20,000 to $24,000 | $0 |
| Inspection credits, seller closing costs, concessions | − $8,000 to $12,000 | $0 |
| Taxes, insurance, mortgage, utilities while you wait (3–6 months) | − $9,000 to $15,000 | $0 |
| Time to cash in hand | 4 to 7 months | 7 to 14 days |
| What you actually walk away with | ≈ $305,000 to $318,000 | Tony's number, in full, on your date |
Whether Tony's number beats that listing net depends on the house. On a move-in-ready home in a hot NYmarket it usually will not, and Tony will tell you to list. On a house that needs work, has tenants, sits in an estate, or carries violations — the houses retail buyers cannot finance — it is often close, and the seven-day timeline is the difference. Call 1-908-768-4759, get the number, and compare it yourself.
Buying since 2018· every county in New Jersey and New York · no commissions or fees · every closing at a licensed NY title company.
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Drop your number and Tony reaches out about your Rochester property within an hour.
Correct. The number Tony quotes you on the phone is the number you walk away with. No inspection, no repair list, no credit deductions, no "after we got a closer look" surprises. As-is means as-is.
Tony buys it. Cracked foundations, settled walls, fire-damaged kitchens, flooded basements, mold throughout — all of it has been bought before. The offer reflects condition; the deal still happens.
Yes. Furniture, clothing, garbage, food in the fridge, the broken washer in the basement, the car in the driveway. Tony hauls it after closing. You don't lift a finger.
Knob-and-tube wiring, galvanized pipes, fuse boxes, ungrounded outlets — Tony has bought Rochester-area houses with all of these. They're priced into the offer; they don't kill the deal.
Tony's offer reflects what it'll take to make the property re-sellable, plus a return. It's transparent. The cheaper your house is to fix, the better your offer. The worse the condition, the lower the offer — but the deal still happens.
All of Rochester — ZIPs 14605 through 14621. Foursquares in the 19th Ward, houses off Park and East Avenues, bungalows in Beechwood and North Winton Village, cottages in Charlotte, capes in Northland and Maplewood, and vacant or occupied houses anywhere in the Crescent. One call with the address gets you a number.
Yes, occupied or empty. A failed C-of-O inspection, lead-paint findings under Rochester's lead ordinance, and open code violations all transfer to Tony at closing. You don't need to abate, repair, or re-inspect before selling — that's his job after he owns it. Tell him what the inspector cited, and he gives you one number.
Usually, if the auction hasn't happened. Tony's title company orders the payoff for city and county taxes, the arrears are paid from the proceeds at closing, and a cash closing in about a week typically beats the sale date. Whatever equity is left goes to you instead of being wiped out at the auction. Call the day you get the notice.
Once Monroe County Surrogate's Court issues letters, Tony signs a contract with the executor or administrator; your sister signs the deed and closing papers with a California notary and her share is wired. Tony buys the house with the furniture and belongings still in it, so neither of you has to spend weekends clearing it out or driving to Rochester.
Don't fix a thing. Call Tony at 1-908-768-4759. Cash for your Rochester house exactly as it sits.
§·· / Schedule
Tell Tony where the house is and what shape it's in. Get a cash number on the same call. Pick a closing date.
7 days a week, 8 AM to 9 PM Eastern.
Different situation? Tony also handles these Rochester cases:
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