How are back property taxes paid when I sell to Tony?
The title company pays them at closing out of the sale proceeds. You don't bring a check. The county gets paid, the lien is released, and the Union property transfers free and clear.
Behind on Property Taxes in Union, NJ? Tony Buys Your House for Cash
Owe back property taxes in Union County? Tony's title company pays them off at closing — out of the cash proceeds. You don't bring a check. The New Jersey tax-foreclosure clock stops the day Tony closes.
Falling behind on property taxes happens to good people during hard years. Medical bills. Job loss. A spouse passing. Then the letters from the county pile up and the next tax bill comes before the last one is paid. You're not stuck. Tony has bought hundreds of Union-area properties with back taxes, and most sellers walk away with cash on top of the payoff.
Union County tax foreclosures move slower than mortgage foreclosures, but the timeline is real. Once the county certifies your tax delinquency, the property eventually goes to a tax-lien sale or county auction. Tony stops it by paying the taxes at closing.
- Title company pays back taxes at closing — you bring nothing
- Water, sewer, and municipal liens paid at the same time
- Tax-foreclosure clock stops the day Tony closes
- Most sellers walk away with cash above the payoff
- 7-day close, faster if the tax-lien sale is approaching
- Same process for NJ tax delinquency and NY tax-lien proceedings
The kind of two family property Tony has bought in Union.
Union County Market Context
Union County is dense urban-suburban: Elizabeth, Plainfield, Union, Linden. Two-family and three-family housing stock is common.
Union County tax rates are 2.5-3.2%; Elizabeth and Plainfield are at the higher end.
§·· / Schedule
Behind on Property Taxes in Union — Call Tony Now
Tell Tony where the house is and what shape it's in. Get a cash number on the same call. Pick a closing date.
7 days a week, 8 AM to 9 PM Eastern.
How Behind on Property Taxes Works in Union
Many Union sellers behind on taxes don't realize they likely have equity above the back-tax balance. A house worth $300K with $25K in back taxes still has $275K of equity (minus any mortgage). Tony's offer captures that for you. Letting it go to tax-lien sale typically zeroes that out.
Union Neighborhoods
Union Township is 1920s-1950s single-family suburbia: brick and frame capes, colonials, and split-levels in Battle Hill, Putnam Manor, and Larchmont; tighter 1920s-40s two-families and small colonials in Vauxhall near the Millburn line; and garden condos and apartments along Morris Avenue and Route 22. Most houses are on their first or second kitchen, a lot still have oil tanks, and finished basements from the 60s are common. Tony buys the capes, the splits, the Vauxhall two-families, and the condos.
- Vauxhall
- Battle Hill
- Union Center
- Putnam Manor
- Larchmont
- Connecticut Farms
- the Route 22 corridor
- Townley
Selling a House in Union: What Tony Already Knows
Union sellers who call Tony are almost always families closing a chapter. The parents bought a Battle Hill cape in 1955, kept it perfect for fifty years, and now the heirs are spread across three states with a house full of belongings and an oil tank they just learned about. Seniors downsizing who want to pick their own moving date. Vauxhall landlords with a two-family, a tenant who is behind, a lead-safe inspection due, and a resale inspection that wants new electric. Owners who fell behind on a Union County tax bill and got a tax-sale certificate notice. A listing means a tank sweep, a full inspection, and a bank with conditions. Tony gives one number on the phone and closes on the seller's date.
- Union ZIP codes Tony buys in
- 07083
- Streets & landmarks Tony has bought near
- Kean University · Morris Avenue · Stuyvesant Avenue · the Route 22 retail corridor · Liberty Hall Museum · Union Center · Rabkin Park · Connecticut Farms Presbyterian Church · the Union train station
- Getting around Union
- Union station on NJ Transit's Raritan Valley Line to Newark Penn, NJ Transit buses on Morris Avenue, Stuyvesant Avenue, and Springfield Avenue to Newark and Port Authority, the Garden State Parkway at exits 139 through 141, Route 22, I-78, and Route 82 (Morris Avenue).
What a Union closing actually involves
Union Township resales go through the township's continued-occupancy inspection and the fire department's smoke, carbon monoxide, and fire extinguisher certificate; Tony's side schedules both and buys as-is. Underground oil tanks are common in the older sections and Tony buys with the tank in place. The seller pays the NJ Realty Transfer Fee (about 1% on most sales, reduced for senior and disabled owners on a principal residence). Tax-sale certificates are redeemed from proceeds at closing and tenant leases transfer to Tony. Standard three-business-day NJ attorney review; no lender, so no appraisal.
How a Cash Offer on a Union House Is Actually Built
Every cash buyer, Tony included, starts from the same three numbers: what the house would sell for fully renovated, what it costs to get it there, and how long that takes. The offer is that finished value minus the repairs, minus the buyer's resale costs and margin. In practice that lands most cash offers somewhere around 70–85% of the renovated value, less repairs. The honest comparison is not against a renovated house's list price — it is against what you would actually net from a NJ listing after commission, repairs, and months of carrying costs.
| Line item | List with an agent | Sell to Tony |
|---|---|---|
| What the house would sell for fully renovated | $400,000 | $400,000 |
| Repairs a retail buyer's lender will demand | − $45,000 | Tony's problem |
| Agent commission (5–6%) | − $20,000 to $24,000 | $0 |
| Inspection credits, seller closing costs, concessions | − $8,000 to $12,000 | $0 |
| Taxes, insurance, mortgage, utilities while you wait (3–6 months) | − $9,000 to $15,000 | $0 |
| Time to cash in hand | 4 to 7 months | 7 to 14 days |
| What you actually walk away with | ≈ $305,000 to $318,000 | Tony's number, in full, on your date |
Whether Tony's number beats that listing net depends on the house. On a move-in-ready home in a hot NJmarket it usually will not, and Tony will tell you to list. On a house that needs work, has tenants, sits in an estate, or carries violations — the houses retail buyers cannot finance — it is often close, and the seven-day timeline is the difference. Call 1-908-768-4759, get the number, and compare it yourself.
Buying since 2018· every county in New Jersey and New York · no commissions or fees · every closing at a licensed NJ title company.
Contact
Don't Want to Call Yet? Tony Will Call You.
Drop your number and Tony reaches out about your Union property within an hour.
Questions From Union Sellers
What if I owe water/sewer arrears too?
Same path. Tony's title company pays municipal water/sewer liens at closing alongside the back taxes. All in one transaction.
Can Tony close before the Union tax-lien sale?
In most cases, yes. As long as the lien sale isn't in the next 5-7 days, Tony's standard close fits inside the window.
Will I get any cash if the Union house has back taxes and a mortgage?
Depends on equity. Tony's offer pays mortgage, then back taxes, then liens. Anything left is yours. On most NJ/NY properties with even 10% equity, sellers walk away with thousands.
What if the county already started tax-lien proceedings?
Tony has bought properties mid-proceeding. Until the lien actually sells at auction, the seller can still sell the house. Move fast.
Does Tony buy in every section of Union Township — Vauxhall, Battle Hill, Putnam Manor, Larchmont, Union Center?
Yes. Tony buys anywhere in 07083: Battle Hill and Putnam Manor capes and colonials, Larchmont splits, Vauxhall two-families near the Millburn line, and condos along Morris Avenue and Route 22. If it's inside the township, he'll give you a number on the phone.
My parents' Union house has an underground oil tank. Do I need to remove it before selling?
No. Tony buys the house with the tank in the ground — in use, abandoned, or leaking — and handles removal and any cleanup after closing. Retail buyers and their banks want a sweep, soil test, and removal certificate before closing; Tony asks for none of that, and his number already accounts for it.
I'm a senior selling my Union cape. Can I stay in the house until I'm ready to move?
Yes. Tony closes on your date and you can stay in the house until the day you've chosen, whether that's next week or two months from now. There are no open houses, no strangers walking through, and no clean-out — leave whatever furniture you don't want and he clears it after closing.
Will Tony buy my Vauxhall two-family in Union Township with a tenant in place?
Yes. The tenant's lease transfers to Tony at closing and he takes over as landlord, including a tenant who is behind or has no written lease. You don't need to serve notices or wait for a vacancy. Tell him the rent and the situation and he'll quote one number for the house.
Union County tax delinquency? 1-908-768-4759. Tony pays the county at closing.
§·· / Schedule
Get a cash offer right now.
Tell Tony where the house is and what shape it's in. Get a cash number on the same call. Pick a closing date.
7 days a week, 8 AM to 9 PM Eastern.
Other Ways to Sell in Union
Different situation? Tony also handles these Union cases:
- We Buy HousesWe Buy Houses in Union, NJ for Cash — Any Condition
- Sell My House FastSell My House Fast in Union, NJ — Cash in 7 Days
- Sell As-IsSell Your Union, NJ House As-Is — No Repairs, No Cleaning
- Sell Without a RealtorSell Your Union, NJ House Without a Realtor — No Commission
- Sell an Inherited HouseSell an Inherited House Nobody Wants in Union, NJ — Cash, As
- Stop ForeclosureStop Foreclosure on Your Union, NJ House — Cash, Walk Away w
- Sell a House Full of StuffSelling a House Full of Stuff in Union, NJ — Tony Takes Ever
- Probate Property SaleProbate Property Sale in Union, NJ — Cash, Attorney-Friendly
- Get a Cash OfferGet a Cash Offer for Your Union, NJ House — Same Phone Call
- Sell My Rental PropertyTired of Being a Landlord in Union, NJ? Sell Your Rental for
- Sell a Fire-Damaged HouseSell a Fire-Damaged House in Union, NJ — Cash, As-Is, No Rep
- Sell a Vacant PropertySell a Vacant Property in Union, NJ — Stop the Carrying Cost
- Senior DownsizingSenior Downsizing in Union, NJ — Sell Your House to Tony for
- Divorce House SaleDivorce House Sale in Union, NJ — Cash, Fast, Court-Friendly
- House with Code ViolationsHouse with Code Violations in Union, NJ? Tony Buys It As-Is
- Relocating for a JobRelocating from Union, NJ? Sell Your House Fast for Cash
- Sell a Water-Damaged HouseSell a Water-Damaged House in Union, NJ — Cash, As-Is, No Re
- Sell a House with MoldSell a House with Mold in Union, NJ — Cash, No Remediation
- Sell from Out of StateOut-of-State Owner Selling in Union, NJ? Tony Closes Remotel
- Short SaleShort Sale on Your Union, NJ House — Tony Pays Cash, Walk Aw