"As-is" with most buyers means "until the inspector finds something." With Tony in Passaic, as-is means as-is — no inspection, no repair credits, no last-minute price drop. Same number on the phone, same number at the Passaic County closing.
The kind of two family property Tony has bought in Passaic.
Passaic County, anchored by Paterson and Clifton, is dense urban with extensive two-family and three-family housing stock from the early 1900s.
Paterson tax rates are 3.0-3.8% of assessed value, among the highest in NJ.
§·· / Schedule
Tell Tony where the house is and what shape it's in. Get a cash number on the same call. Pick a closing date.
7 days a week, 8 AM to 9 PM Eastern.
Tony has bought Passaic County houses with: cracked foundations, asbestos siding, knob-and-tube wiring, lead paint everywhere, mold in three rooms, raccoons in the attic, basements that flood every spring, additions built without permits. None of these stop the deal in Passaic.
Passaic is dense pre-war stock: 1900s-1920s frame two- and three-families with vinyl or asphalt siding on narrow lots, brick four- to twelve-unit walk-ups along Main Avenue and Broadway, and Passaic Park's larger 1910s-30s single-families, Tudors, and apartment buildings near Third Ward Park, many now owned by large Orthodox families. A lot of the multi-family stock is tenant-occupied under the city's rent control and shows its age in the wiring and the roofs. Tony buys the multi-families, the walk-ups, and the Passaic Park houses.
Passaic owners call Tony when a building has more problems than tenants. A three-family off Main Avenue inherited from a parent, with two rent-controlled tenants and a third floor the city says can't be occupied. A landlord finished with lead-safe inspections on a pre-1978 building, the rent leveling office, and a Certificate of Continued Occupancy that keeps failing on the electric. A Dundee or riverside house that took water in Irene and Ida. A tax-sale certificate sold on a building whose owner moved away and stopped opening the mail. A listing means showings around six households and a lender who wants every violation cleared first. Tony gives one number on the phone and closes on the seller's date.
Passaic requires a Certificate of Continued Occupancy inspection before a resale, along with the fire department's smoke, carbon monoxide, and fire extinguisher certificate — Tony's side schedules both and buys with whatever the inspector finds. The seller pays the NJ Realty Transfer Fee (about 1% on most sales, less for senior and disabled owners on a primary residence). Leases, rent-control registrations, and deposits transfer to Tony; tax-sale certificates and water liens are paid from proceeds at closing. Blocks near the river are in a flood zone, which only matters to a lender, and there is no lender.
Every cash buyer, Tony included, starts from the same three numbers: what the house would sell for fully renovated, what it costs to get it there, and how long that takes. The offer is that finished value minus the repairs, minus the buyer's resale costs and margin. In practice that lands most cash offers somewhere around 70–85% of the renovated value, less repairs. The honest comparison is not against a renovated house's list price — it is against what you would actually net from a NJ listing after commission, repairs, and months of carrying costs.
| Line item | List with an agent | Sell to Tony |
|---|---|---|
| What the house would sell for fully renovated | $400,000 | $400,000 |
| Repairs a retail buyer's lender will demand | − $45,000 | Tony's problem |
| Agent commission (5–6%) | − $20,000 to $24,000 | $0 |
| Inspection credits, seller closing costs, concessions | − $8,000 to $12,000 | $0 |
| Taxes, insurance, mortgage, utilities while you wait (3–6 months) | − $9,000 to $15,000 | $0 |
| Time to cash in hand | 4 to 7 months | 7 to 14 days |
| What you actually walk away with | ≈ $305,000 to $318,000 | Tony's number, in full, on your date |
Whether Tony's number beats that listing net depends on the house. On a move-in-ready home in a hot NJmarket it usually will not, and Tony will tell you to list. On a house that needs work, has tenants, sits in an estate, or carries violations — the houses retail buyers cannot finance — it is often close, and the seven-day timeline is the difference. Call 1-908-768-4759, get the number, and compare it yourself.
Buying since 2018· every county in New Jersey and New York · no commissions or fees · every closing at a licensed NJ title company.
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Drop your number and Tony reaches out about your Passaic property within an hour.
Correct. The number Tony quotes you on the phone is the number you walk away with. No inspection, no repair list, no credit deductions, no "after we got a closer look" surprises. As-is means as-is.
Tony buys it. Cracked foundations, settled walls, fire-damaged kitchens, flooded basements, mold throughout — all of it has been bought before. The offer reflects condition; the deal still happens.
Yes. Furniture, clothing, garbage, food in the fridge, the broken washer in the basement, the car in the driveway. Tony hauls it after closing. You don't lift a finger.
Knob-and-tube wiring, galvanized pipes, fuse boxes, ungrounded outlets — Tony has bought Passaic-area houses with all of these. They're priced into the offer; they don't kill the deal.
Tony's offer reflects what it'll take to make the property re-sellable, plus a return. It's transparent. The cheaper your house is to fix, the better your offer. The worse the condition, the lower the offer — but the deal still happens.
Yes, with every tenant staying. Passaic's rent control follows the building, and Tony takes over as landlord at closing under the same leases and regulated rents. You don't buy anyone out or wait for a vacancy. Give him the unit count and what each actually pays and he'll quote one number for the building.
All of 07055. Tony buys Passaic Park single-families and apartment buildings near Third Ward Park, Main Avenue and Broadway walk-ups, Dundee and riverside two-families, and everything around Monroe Street. Big houses and small ones, occupied and vacant — same process, one number on the phone.
Yes. A failed Certificate of Continued Occupancy stops a bank-financed buyer because the lender wants the corrections done before closing. Tony pays cash, buys the building as-is, and takes care of the CCO items after the sale. His number already accounts for that work — nothing comes out of your pocket.
No, not until a court enters a foreclosure judgment. Tony's title company gets the redemption figure from the certificate holder and pays it from your proceeds at closing, and you keep the balance. If you've already been served with a foreclosure complaint, call the same day — there's still time, but not a lot of it.
Don't fix a thing. Call Tony at 1-908-768-4759. Cash for your Passaic house exactly as it sits.
§·· / Schedule
Tell Tony where the house is and what shape it's in. Get a cash number on the same call. Pick a closing date.
7 days a week, 8 AM to 9 PM Eastern.
Different situation? Tony also handles these Passaic cases:
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