Can Tony buy my New Brunswick house if foreclosure has already started?
Yes. Tony has stopped foreclosure sales 5 days before the auction date. The earlier you call, the more options exist — but Tony has closed deals at the eleventh hour too.
Most New Jersey sellers in foreclosure don't know this: Tony's offer covers your full mortgage payoff at closing — and you often walk away with cash above what you owe. Tony has stopped Middlesex County-area foreclosures days before the sheriff's sale.
If you're embarrassed to be in this situation, you shouldn't be. Tony has worked with hundreds of New Brunswick-area homeowners facing foreclosure. You're not the first person to make this call, and you won't be the last. Tony doesn't judge, doesn't lecture, and doesn't waste your time.
Behind on the mortgage on a New Brunswick, New Jersey house? Foreclosure letters from the bank? A sheriff's sale date scheduled? Tony has stopped Middlesex County foreclosures by closing days before the auction. Cash buys you out before the bank takes the house — and most sellers leave with money on top of the payoff.

The kind of cape property Tony has bought in New Brunswick.
Middlesex County spans Edison, New Brunswick, Woodbridge — large suburban township stock. Multi-generation immigrant family homes are common.
Middlesex County tax rates average 2.3-2.8%, mid-range for NJ.
§·· / Schedule
Tell Tony where the house is and what shape it's in. Get a cash number on the same call. Pick a closing date.
7 days a week, 8 AM to 9 PM Eastern.
Tony has closed Middlesex County foreclosure deals 5 days before the sheriff's sale. The sale gets canceled, the credit hit gets minimized, and you walk away with cash. New Brunswick sellers in this situation say the same thing: they wish they'd called sooner.
New Brunswick is a 1900s-1930s city wrapped around Rutgers and the hospitals: frame two- and three-families with vinyl siding on narrow lots through the Fifth and Sixth wards and along French Street, brick row houses and small apartment buildings near downtown, 1920s single-family colonials and foursquares in Lincoln Park and Feaster Park, and the student-rental blocks off College Avenue and Easton Avenue. Much of it is tenant-occupied, a lot of it has been divided into more units than the CO shows, and the older streets still carry knob-and-tube and oil tanks. Tony buys multi-families, student rentals, and single-families alike.
New Brunswick owners call Tony with buildings that have become complicated. A French Street three-family inherited from a parent, with tenants on handshake leases and a code-enforcement file at City Hall. A landlord near College Avenue who is done with the rental inspection cycle, the lead-safe requirement on pre-1978 units, and students who leave in May. A house in the Fifth Ward with an unpermitted basement apartment a bank will not touch. Tax-sale certificates sold on buildings whose owners stopped opening the mail. And owners on blocks the hospital and the university keep buying around. A listing means showings around tenants and a lender who wants every violation cleared first. Tony gives one number on the phone and closes on the seller's date.
New Brunswick rental buildings need the city's housing inspection and every sale needs the fire department's smoke, carbon monoxide, and fire extinguisher certificate — Tony's side schedules both and buys with whatever the inspector writes up. The seller pays the NJ Realty Transfer Fee (about 1% on most sales, less for senior and disabled owners on a primary residence). Leases and security deposits transfer to Tony at closing, and tax-sale certificates and water liens are paid from proceeds. Underground oil tanks turn up on the older streets; Tony buys with the tank in place. No lender, so no appraisal.
Every cash buyer, Tony included, starts from the same three numbers: what the house would sell for fully renovated, what it costs to get it there, and how long that takes. The offer is that finished value minus the repairs, minus the buyer's resale costs and margin. In practice that lands most cash offers somewhere around 70–85% of the renovated value, less repairs. The honest comparison is not against a renovated house's list price — it is against what you would actually net from a NJ listing after commission, repairs, and months of carrying costs.
| Line item | List with an agent | Sell to Tony |
|---|---|---|
| What the house would sell for fully renovated | $400,000 | $400,000 |
| Repairs a retail buyer's lender will demand | − $45,000 | Tony's problem |
| Agent commission (5–6%) | − $20,000 to $24,000 | $0 |
| Inspection credits, seller closing costs, concessions | − $8,000 to $12,000 | $0 |
| Taxes, insurance, mortgage, utilities while you wait (3–6 months) | − $9,000 to $15,000 | $0 |
| Time to cash in hand | 4 to 7 months | 7 to 14 days |
| What you actually walk away with | ≈ $305,000 to $318,000 | Tony's number, in full, on your date |
Whether Tony's number beats that listing net depends on the house. On a move-in-ready home in a hot NJmarket it usually will not, and Tony will tell you to list. On a house that needs work, has tenants, sits in an estate, or carries violations — the houses retail buyers cannot finance — it is often close, and the seven-day timeline is the difference. Call 1-908-768-4759, get the number, and compare it yourself.
Buying since 2018· every county in New Jersey and New York · no commissions or fees · every closing at a licensed NJ title company.
Contact
Drop your number and Tony reaches out about your New Brunswick property within an hour.
Yes. Tony has stopped foreclosure sales 5 days before the auction date. The earlier you call, the more options exist — but Tony has closed deals at the eleventh hour too.
In most cases, yes — if your New Brunswick house has any equity. Tony's offer pays off your mortgage and back taxes first, then the difference goes to you. On a typical NJ or NY property with 10-30% equity, that's $20,000-$80,000 in your pocket instead of vanishing into the foreclosure process.
Tony works with your lender on a short sale. Lenders often agree because Tony's deal is faster and more certain than waiting for sheriff's sale. You walk away with no continuing debt — much better than the foreclosure outcome.
The title company gets a payoff statement from your lender. At closing, Tony's wire goes to the title company; the title company sends your lender exactly what's owed and gives the rest to you. All same day.
Yes, significantly. A foreclosure stays on your credit for 7 years and triggers higher rates on future credit. Selling — even a short sale — has a much smaller credit impact and lets you start rebuilding immediately.
Yes, with every tenant staying. The leases — written or handshake — transfer to Tony at closing and he takes over as landlord. You don't wait for the students to leave in May or for a family to move out. Tell him the unit count and what each pays and he'll quote one number for the building.
Yes. An extra unit the certificate of occupancy doesn't show is one of the main reasons banks refuse to lend on New Brunswick houses. Tony pays cash, buys the building as it sits, and deals with the zoning and code office after closing. The offer accounts for it — you don't remove the unit or the tenant.
Yes. Tony buys anywhere in 08901: French Street and Fifth Ward multi-families, Sixth Ward two-families, Lincoln Park and Feaster Park single-families, student rentals off College Avenue and Easton Avenue, and row houses near downtown. If it's inside the city, he'll give you a number on the phone.
Yes. The certificate is a lien; you still own the property until a court forecloses. Tony's title company gets the redemption figure from the certificate holder and pays it from your proceeds at closing. If you've been served with a foreclosure complaint, call right away — until judgment is entered there is still time.
Stop the foreclosure. Call Tony at 1-908-768-4759. Cash, before the sheriff's sale — and most sellers leave with money in their pocket.
§·· / Schedule
Tell Tony where the house is and what shape it's in. Get a cash number on the same call. Pick a closing date.
7 days a week, 8 AM to 9 PM Eastern.
Different situation? Tony also handles these New Brunswick cases:
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