"As-is" with most buyers means "until the inspector finds something." With Tony in Mount Vernon, as-is means as-is — no inspection, no repair credits, no last-minute price drop. Same number on the phone, same number at the Westchester County closing.
The kind of ranch property Tony has bought in Mount Vernon.
Westchester County is a wealthy suburb of NYC: Yonkers, Mount Vernon, New Rochelle, White Plains, Scarsdale, Bronxville. Older multi-family stock and inherited estates are common.
Westchester County has among the highest property taxes in the country, often 2.0-3.0% on high-value properties.
§·· / Schedule
Tell Tony where the house is and what shape it's in. Get a cash number on the same call. Pick a closing date.
7 days a week, 8 AM to 9 PM Eastern.
Tony has bought Westchester County houses with: cracked foundations, asbestos siding, knob-and-tube wiring, lead paint everywhere, mold in three rooms, raccoons in the attic, basements that flood every spring, additions built without permits. None of these stop the deal in Mount Vernon.
Mount Vernon is two cities divided by the Metro-North tracks. The north side — Fleetwood, Chester Heights, Oakwood Heights — is six-story pre-war co-ops and rentals along Gramatan Avenue and 1920s–30s Tudors and colonials on the hills. The south side (10550) is older frame two- and three-families, brick rowhouses, and small walk-ups, with a large Black and Caribbean homeowner community and some of the oldest housing in Westchester. Many south-side houses have been in one family for fifty years.
Mount Vernon sellers call Tony with a south-side two-family inherited from a parent, a tenant who hasn't paid since the pandemic, and a city violation for a basement apartment. Others are dealing with Mount Vernon's well-known sewer and water-billing problems, a tax bill that has climbed every year, or a Fleetwood co-op they inherited and can't get through the board. Some are simply elderly owners ready to move near their kids in Georgia or the Carolinas without fixing anything first. Tony buys occupied, as-is, with the violations and the belongings, and gives one number on the phone that closes on your date.
Mount Vernon charges its own city transfer tax of 1%, paid by the seller on top of the 0.4% New York State transfer tax; Tony nets both into his offer. Closings use attorneys on both sides, record at the Westchester County Clerk in White Plains, and estates run through Westchester Surrogate's Court there. Mount Vernon buildings of six or more units may be under ETPA rent stabilization, which transfers with the property, and Fleetwood co-ops require board approval of the buyer.
Every cash buyer, Tony included, starts from the same three numbers: what the house would sell for fully renovated, what it costs to get it there, and how long that takes. The offer is that finished value minus the repairs, minus the buyer's resale costs and margin. In practice that lands most cash offers somewhere around 70–85% of the renovated value, less repairs. The honest comparison is not against a renovated house's list price — it is against what you would actually net from a NY listing after commission, repairs, and months of carrying costs.
| Line item | List with an agent | Sell to Tony |
|---|---|---|
| What the house would sell for fully renovated | $400,000 | $400,000 |
| Repairs a retail buyer's lender will demand | − $45,000 | Tony's problem |
| Agent commission (5–6%) | − $20,000 to $24,000 | $0 |
| Inspection credits, seller closing costs, concessions | − $8,000 to $12,000 | $0 |
| Taxes, insurance, mortgage, utilities while you wait (3–6 months) | − $9,000 to $15,000 | $0 |
| Time to cash in hand | 4 to 7 months | 7 to 14 days |
| What you actually walk away with | ≈ $305,000 to $318,000 | Tony's number, in full, on your date |
Whether Tony's number beats that listing net depends on the house. On a move-in-ready home in a hot NYmarket it usually will not, and Tony will tell you to list. On a house that needs work, has tenants, sits in an estate, or carries violations — the houses retail buyers cannot finance — it is often close, and the seven-day timeline is the difference. Call 1-908-768-4759, get the number, and compare it yourself.
Buying since 2018· every county in New Jersey and New York · no commissions or fees · every closing at a licensed NY title company.
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Drop your number and Tony reaches out about your Mount Vernon property within an hour.
Correct. The number Tony quotes you on the phone is the number you walk away with. No inspection, no repair list, no credit deductions, no "after we got a closer look" surprises. As-is means as-is.
Tony buys it. Cracked foundations, settled walls, fire-damaged kitchens, flooded basements, mold throughout — all of it has been bought before. The offer reflects condition; the deal still happens.
Yes. Furniture, clothing, garbage, food in the fridge, the broken washer in the basement, the car in the driveway. Tony hauls it after closing. You don't lift a finger.
Knob-and-tube wiring, galvanized pipes, fuse boxes, ungrounded outlets — Tony has bought Mount Vernon-area houses with all of these. They're priced into the offer; they don't kill the deal.
Tony's offer reflects what it'll take to make the property re-sellable, plus a return. It's transparent. The cheaper your house is to fix, the better your offer. The worse the condition, the lower the offer — but the deal still happens.
Yes — all three ZIPs, 10550, 10552, and 10553. Frame two- and three-families and brick rows south of the tracks, Tudors and colonials in Chester Heights and Oakwood Heights, and co-ops and pre-war apartments in Fleetwood. Condition and section don't decide whether he'll buy; they decide the number. One call with the address gets you that number.
The seller, by custom — Mount Vernon's 1% city tax plus the 0.4% state transfer tax. Tony builds both into the net number he quotes on the phone, so what you hear is what you should expect at the table, with no commission and no closing costs taken out on top.
Yes, with the basement tenant in place or empty. Mount Vernon Buildings Department violations, unpaid water and sewer bills, and a Housing Court case all transfer or get paid from the proceeds at closing. You don't have to remove the kitchen or finish the eviction. Tell Tony what was cited, and he'll give you one number.
As soon as Westchester Surrogate's Court issues letters to the executor or administrator, Tony signs a contract and closes once title is clear — often within a week or two. Heirs out of state sign with a local notary and their shares are wired. If letters haven't issued yet, Tony's attorney can tell you what the court still needs, and the offer waits.
As-is, anywhere in Westchester County. Call 1-908-768-4759 and stop pouring money into your Mount Vernon house.
§·· / Schedule
Tell Tony where the house is and what shape it's in. Get a cash number on the same call. Pick a closing date.
7 days a week, 8 AM to 9 PM Eastern.
Different situation? Tony also handles these Mount Vernon cases:
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