Can Tony buy my Bushwick house if foreclosure has already started?
Yes. Tony has stopped foreclosure sales 5 days before the auction date. The earlier you call, the more options exist — but Tony has closed deals at the eleventh hour too.
Most New York sellers in foreclosure don't know this: Tony's offer covers your full mortgage payoff at closing — and you often walk away with cash above what you owe. Tony has stopped Kings County-area foreclosures days before the sheriff's sale.
If you're embarrassed to be in this situation, you shouldn't be. Tony has worked with hundreds of Bushwick-area homeowners facing foreclosure. You're not the first person to make this call, and you won't be the last. Tony doesn't judge, doesn't lecture, and doesn't waste your time.
Behind on the mortgage on a Bushwick, New York house? Foreclosure letters from the bank? A sheriff's sale date scheduled? Tony has stopped Kings County foreclosures by closing days before the auction. Cash buys you out before the bank takes the house — and most sellers leave with money on top of the payoff.

The kind of row house property Tony has bought in Bushwick.
Kings County (Brooklyn) is brownstones, multi-families, and pre-war apartment stock. Bedford-Stuyvesant, Crown Heights, Flatbush, Bushwick, East New York all have heavy inherited-property volume.
NYC property taxes use Class 1 (1-3 family) assessment that lags market value significantly. Effective rates vary by class but typically 0.8-1.5%.
§·· / Schedule
Tell Tony where the house is and what shape it's in. Get a cash number on the same call. Pick a closing date.
7 days a week, 8 AM to 9 PM Eastern.
Here's the math most Bushwick sellers don't realize. The bank will foreclose your property and resell it; you get whatever's left after their fees, attorney costs, and a deficiency judgment in some Kings County cases — usually nothing. Tony pays off the bank directly and gives you the difference between Tony's offer and the payoff. If your house is worth $350K and you owe $280K, that's $70K minus closing costs going to you instead of disappearing into the foreclosure process.
Bushwick's housing is mostly three-story frame houses — two- and three-families under vinyl or asphalt siding — on 20- to 25-foot lots, mixed with brick rows, six-family walk-ups, and the two-family rowhouses built on cleared lots after the 1977 blackout fires. Along Bushwick Avenue there are surviving 19th-century brewers' mansions, and the industrial blocks near Morgan and Jefferson have been converted into lofts. NYCHA's Bushwick Houses and Hope Gardens anchor the north end.
Bushwick sellers who call Tony are often the Puerto Rican and Dominican families who bought these frame houses for very little in the 1970s and 80s and now own something worth more than they ever expected — but with an elderly parent's estate to settle, tenants paying old rents, and a DOB violation for a self-certified renovation. Others own a building with a Loft Law tenant or a commercial ground floor they can't lease. Tony buys the building occupied, with the violations, with the illegal cellar unit, and with the estate still working through Surrogate's Court — one number, no inspection contingency, closing when you say.
Bushwick sellers pay the NYC RPTT (1% up to $500,000, 1.425% above) and the 0.4% state transfer tax; Tony's number is net of both. Frame houses here almost always predate 1960, so a rented unit with a young child triggers Local Law 1 lead-paint rules — a lender's inspector cares, Tony doesn't. Converted industrial buildings may have Loft Law or certificate-of-occupancy questions that only a cash buyer will close on.
Every cash buyer, Tony included, starts from the same three numbers: what the house would sell for fully renovated, what it costs to get it there, and how long that takes. The offer is that finished value minus the repairs, minus the buyer's resale costs and margin. In practice that lands most cash offers somewhere around 70–85% of the renovated value, less repairs. The honest comparison is not against a renovated house's list price — it is against what you would actually net from a NY listing after commission, repairs, and months of carrying costs.
| Line item | List with an agent | Sell to Tony |
|---|---|---|
| What the house would sell for fully renovated | $400,000 | $400,000 |
| Repairs a retail buyer's lender will demand | − $45,000 | Tony's problem |
| Agent commission (5–6%) | − $20,000 to $24,000 | $0 |
| Inspection credits, seller closing costs, concessions | − $8,000 to $12,000 | $0 |
| Taxes, insurance, mortgage, utilities while you wait (3–6 months) | − $9,000 to $15,000 | $0 |
| Time to cash in hand | 4 to 7 months | 7 to 14 days |
| What you actually walk away with | ≈ $305,000 to $318,000 | Tony's number, in full, on your date |
Whether Tony's number beats that listing net depends on the house. On a move-in-ready home in a hot NYmarket it usually will not, and Tony will tell you to list. On a house that needs work, has tenants, sits in an estate, or carries violations — the houses retail buyers cannot finance — it is often close, and the seven-day timeline is the difference. Call 1-908-768-4759, get the number, and compare it yourself.
Buying since 2018· every county in New Jersey and New York · no commissions or fees · every closing at a licensed NY title company.
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Drop your number and Tony reaches out about your Bushwick property within an hour.
Yes. Tony has stopped foreclosure sales 5 days before the auction date. The earlier you call, the more options exist — but Tony has closed deals at the eleventh hour too.
In most cases, yes — if your Bushwick house has any equity. Tony's offer pays off your mortgage and back taxes first, then the difference goes to you. On a typical NJ or NY property with 10-30% equity, that's $20,000-$80,000 in your pocket instead of vanishing into the foreclosure process.
Tony works with your lender on a short sale. Lenders often agree because Tony's deal is faster and more certain than waiting for sheriff's sale. You walk away with no continuing debt — much better than the foreclosure outcome.
The title company gets a payoff statement from your lender. At closing, Tony's wire goes to the title company; the title company sends your lender exactly what's owed and gives the rest to you. All same day.
Yes, significantly. A foreclosure stays on your credit for 7 years and triggers higher rates on future credit. Selling — even a short sale — has a much smaller credit impact and lets you start rebuilding immediately.
Yes. Aluminum siding over rotted clapboard, a sagging rear extension, a cellar apartment that was never legal, three tenants paying three different rents — that's a normal Bushwick purchase for Tony. He doesn't need it vacant, cleaned, or repaired. He gives one number on the phone and closes with the tenants still in it.
Yes. Stop-work orders, ECB penalties, and open DOB violations transfer with the property, and Tony deals with them after closing. Any penalty that has become an actual lien is paid from the proceeds at the table. You don't need to hire an expediter or finish the job first.
Yes — all of ZIP 11237, the Bushwick side of 11221, and the 11206 blocks near Flushing Avenue. Frame houses off Knickerbocker and Wyckoff, walk-ups on the Broadway corridor under the J/Z, and converted lofts near Morgan Avenue. If it's between Flushing Avenue and the cemetery, he'll give you a number.
Every owner has to sign, so nothing closes until your brother does — but a firm cash number from Tony often gets a silent co-owner to the table. If he still won't engage, a partition action in Kings County Supreme Court can force a sale, and Tony will buy at that sale or from the referee. Tony's attorney can explain the steps; the offer waits.
Every day matters now. Call 1-908-768-4759. Tony stops Kings County foreclosures and pays you the difference.
§·· / Schedule
Tell Tony where the house is and what shape it's in. Get a cash number on the same call. Pick a closing date.
7 days a week, 8 AM to 9 PM Eastern.
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